Cerebrospinal fld flw imag at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$599.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,510.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$354.82 with Banner University Health Plan vs $2,477.59 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan University Family Plan $354.82 ↓ -41%
Mercy Care Medicaid $354.82 ↓ -41%
Banner University Health Plan AZ Medicaid - AHCCCS $354.82 ↓ -41%
Health Net Medicaid $354.82 ↓ -41%
Health Choice Arizona, Inc. Medicaid $354.82 ↓ -41%
Arizona Physicians IPA Medicaid $354.82 ↓ -41%
Aetna Banner Employee Plans $507.36 ↓ -15%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $558.88 ↓ -7%
Wellpoint Medicare Advantage HMO $573.70 ↓ -4%
Aetna Medicare Advantage $573.70 ↓ -4%
Arizona Physicians IPA Medicare Advantage $573.70 ↓ -4%
Banner Health Medicare Advantage $573.70 ↓ -4%
Banner University Health Plan Medicare Advantage $573.70 ↓ -4%
Banner University Health Plan University Care Advantage $573.70 ↓ -4%
Blue Cross Blue Shield of Arizona Medicare Advantage $573.70 ↓ -4%
Care 1st Medicare Advantage $573.70 ↓ -4%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $573.70 ↓ -4%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $573.70 ↓ -4%
Gila River Health Care Corporation Managed Care Program $573.70 ↓ -4%
Health Choice Arizona, Inc. Medicare Advantage $573.70 ↓ -4%
Health Net Medicare $573.70 ↓ -4%
Kaiser Foundation Health Plan Medicare Advantage $573.70 ↓ -4%
Mercy Care Mercy Care Advantage $573.70 ↓ -4%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $573.70 ↓ -4%
United Healthcare Medicare Advantage $573.70 ↓ -4%
UPMC Health Plan Medicare Advantage $573.70 ↓ -4%
Humana Medicare Advantage $590.91 ↓ -1%
Carelon Medicare Advantage $602.38 ↑ +0%
Devoted Health Services Medicare Advantage $602.38 ↑ +0%
Gold Kidney Health Plan Medicare Advantage $631.07 ↑ +5%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $631.07 ↑ +5%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $679.50 ↑ +13%
Plotkin Health Plotkin Health $679.50 ↑ +13%
Aetna Joint Venture $697.62 ↑ +16%
Aetna Designated Group $741.41 ↑ +24%
NaphCare Federal $774.50 ↑ +29%
Aetna Qualified Health Plan $780.23 ↑ +30%
Aetna Medical Rental $795.77 ↑ +33%
United Healthcare Individual Exchange $803.18 ↑ +34%
Quiktrip Corporation Commercial $815.40 ↑ +36%
Health Net Commerical Exchange Product $849.08 ↑ +42%
Health Choice Arizona, Inc. ACA Health Plan $860.55 ↑ +44%
Aetna Broad Network $871.27 ↑ +45%
Oscar Health Plan Commercial $946.61 ↑ +58%
Cigna Healthcare of Arizona, Inc. LocalFlex $992.07 ↑ +65%
Cigna Healthcare of Arizona, Inc. Commercial $1,037.37 ↑ +73%
Arizona Medical Network Commercial $1,057.00 ↑ +76%
Provider Network of America Commercial $1,132.50 ↑ +89%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,436.54 ↑ +140%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,532.31 ↑ +156%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,608.91 ↑ +168%
Blue Cross Blue Shield of Arizona Commercial $1,915.38 ↑ +220%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,915.38 ↑ +220%
United Healthcare UHC Doctor's Plan $2,100.33 ↑ +250%
United Healthcare UHC Core $2,288.79 ↑ +282%
United Healthcare Commercial $2,477.59 ↑ +313%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cerebrospinal fld flw imag at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $318.61 $354.82 – $1,132.50
St. Joseph’s Hospital and Medical Center Phoenix $763.62 $308.98 – $1,579.21
Mercy Gilbert Medical Center Gilbert $383.03 $217.98 – $1,198.89
Banner University Medical Center Tucson Tucson $315.52 $354.82 – $946.61
Banner Baywood Medical Center Mesa $474.14 $354.82 – $1,132.50
Banner Casa Grande Medical Center Casa Grande $297.47 $354.82 – $1,132.50
Banner Desert Medical Center Mesa $422.80 $354.82 – $1,132.50
Banner Gateway Medical Center Gilbert $436.39 $354.82 – $1,132.50

All Arizona hospitals for this procedure →