Cauterization chemical granulation tissue at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$146.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$283.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.09 with Aetna vs $3,253.90 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $95.09 ↓ -35%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $127.35 ↓ -13%
Plotkin Health Plotkin Health $127.35 ↓ -13%
Health Choice Arizona, Inc. Medicaid $130.17 ↓ -11%
Health Net Medicaid $130.17 ↓ -11%
Mercy Care Medicaid $130.17 ↓ -11%
Arizona Physicians IPA Medicaid $130.17 ↓ -11%
Banner University Health Plan University Family Plan $130.17 ↓ -11%
Banner University Health Plan AZ Medicaid - AHCCCS $130.17 ↓ -11%
Aetna Joint Venture $130.75 ↓ -11%
United Healthcare UHC Doctor's Plan $137.25 ↓ -6%
Aetna Designated Group $138.95 ↓ -5%
United Healthcare UHC Core $143.48 ↓ -2%
Aetna Medical Rental $149.14 ↑ +2%
United Healthcare Commercial $151.12 ↑ +3%
Quiktrip Corporation Commercial $152.82 ↑ +4%
Aetna Broad Network $163.29 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $185.93 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $194.42 ↑ +33%
Arizona Medical Network Commercial $198.10 ↑ +35%
Wellpoint Medicare Advantage HMO $211.78 ↑ +44%
Aetna Medicare Advantage $211.78 ↑ +44%
Arizona Physicians IPA Medicare Advantage $211.78 ↑ +44%
Banner Health Medicare Advantage $211.78 ↑ +44%
Banner University Health Plan Medicare Advantage $211.78 ↑ +44%
Banner University Health Plan University Care Advantage $211.78 ↑ +44%
Blue Cross Blue Shield of Arizona Medicare Advantage $211.78 ↑ +44%
Care 1st Medicare Advantage $211.78 ↑ +44%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $211.78 ↑ +44%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $211.78 ↑ +44%
Gila River Health Care Corporation Managed Care Program $211.78 ↑ +44%
Health Choice Arizona, Inc. Medicare Advantage $211.78 ↑ +44%
Health Net Medicare $211.78 ↑ +44%
Kaiser Foundation Health Plan Medicare Advantage $211.78 ↑ +44%
Mercy Care Mercy Care Advantage $211.78 ↑ +44%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $211.78 ↑ +44%
United Healthcare Medicare Advantage $211.78 ↑ +44%
UPMC Health Plan Medicare Advantage $211.78 ↑ +44%
Provider Network of America Commercial $212.25 ↑ +45%
Humana Medicare Advantage $218.13 ↑ +49%
Devoted Health Services Medicare Advantage $222.37 ↑ +52%
Carelon Medicare Advantage $222.37 ↑ +52%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $232.96 ↑ +59%
Gold Kidney Health Plan Medicare Advantage $232.96 ↑ +59%
NaphCare Federal $285.90 ↑ +95%
Aetna Qualified Health Plan $288.02 ↑ +96%
United Healthcare Individual Exchange $296.49 ↑ +102%
Health Net Commerical Exchange Product $313.43 ↑ +114%
Health Choice Arizona, Inc. ACA Health Plan $317.67 ↑ +117%
Oscar Health Plan Commercial $349.44 ↑ +138%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +548%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +1565%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +1676%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +1765%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +2120%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +2120%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Cauterization chemical granulation tissue at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $109.52 $99.05 – $349.44
St. Joseph’s Hospital and Medical Center Phoenix $284.59 $39.34 – $588.55
Arizona General Hospital Laveen Phoenix not published $39.34 – $218.14
Banner University Medical Center Tucson Tucson $98.32 $130.17 – $380.00
Banner Baywood Medical Center Mesa $108.67 $95.09 – $349.44
Banner Boswell Medical Center Sun City $68.25 $95.09 – $349.44
Banner Casa Grande Medical Center Casa Grande $127.35 $99.05 – $317.67
Banner Payson Medical Center Payson $122.19 $87.10 – $192.60

All Arizona hospitals for this procedure →