Catheterization collection of specimen single patient all places of service at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$12.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$74.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with Arizona Physicians IPA vs $55.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicaid $3.00 ↓ -76%
Banner University Health Plan University Family Plan $3.00 ↓ -76%
Mercy Care Medicaid $3.00 ↓ -76%
Health Net Medicaid $3.00 ↓ -76%
Health Choice Arizona, Inc. Medicaid $3.00 ↓ -76%
Banner University Health Plan AZ Medicaid - AHCCCS $3.00 ↓ -76%
United Healthcare UHC Doctor's Plan $5.55 ↓ -56%
United Healthcare UHC Core $6.13 ↓ -52%
United Healthcare Commercial $6.75 ↓ -47%
Wellpoint Medicare Advantage HMO $9.09 ↓ -29%
Aetna Medicare Advantage $9.09 ↓ -29%
Arizona Physicians IPA Medicare Advantage $9.09 ↓ -29%
Banner Health Medicare Advantage $9.09 ↓ -29%
Banner University Health Plan Medicare Advantage $9.09 ↓ -29%
Banner University Health Plan University Care Advantage $9.09 ↓ -29%
Blue Cross Blue Shield of Arizona Medicare Advantage $9.09 ↓ -29%
Care 1st Medicare Advantage $9.09 ↓ -29%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $9.09 ↓ -29%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $9.09 ↓ -29%
Gila River Health Care Corporation Managed Care Program $9.09 ↓ -29%
Health Choice Arizona, Inc. Medicare Advantage $9.09 ↓ -29%
Health Net Medicare $9.09 ↓ -29%
Kaiser Foundation Health Plan Medicare Advantage $9.09 ↓ -29%
Mercy Care Mercy Care Advantage $9.09 ↓ -29%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $9.09 ↓ -29%
United Healthcare Medicare Advantage $9.09 ↓ -29%
UPMC Health Plan Medicare Advantage $9.09 ↓ -29%
Humana Medicare Advantage $9.36 ↓ -26%
Devoted Health Services Medicare Advantage $9.54 ↓ -25%
Carelon Medicare Advantage $9.54 ↓ -25%
Gold Kidney Health Plan Medicare Advantage $10.00 ↓ -21%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $10.00 ↓ -21%
NaphCare Federal $12.27 ↓ -4%
Aetna Qualified Health Plan $12.36 ↓ -3%
United Healthcare Individual Exchange $12.73 ↑ +0%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $13.38 ↑ +5%
Health Net Commerical Exchange Product $13.45 ↑ +6%
Health Choice Arizona, Inc. ACA Health Plan $13.63 ↑ +7%
Oscar Health Plan Commercial $15.00 ↑ +18%
Aetna Banner Employee Plans $24.86 ↑ +95%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $33.30 ↑ +162%
Plotkin Health Plotkin Health $33.30 ↑ +162%
Aetna Joint Venture $34.19 ↑ +169%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $34.38 ↑ +170%
Aetna Designated Group $36.33 ↑ +185%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $36.68 ↑ +188%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $38.51 ↑ +203%
Aetna Medical Rental $39.00 ↑ +206%
Quiktrip Corporation Commercial $39.96 ↑ +214%
Aetna Broad Network $42.70 ↑ +235%
Blue Cross Blue Shield of Arizona Commercial $45.84 ↑ +260%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $45.84 ↑ +260%
Cigna Healthcare of Arizona, Inc. LocalFlex $48.62 ↑ +282%
Cigna Healthcare of Arizona, Inc. Commercial $50.84 ↑ +299%
Arizona Medical Network Commercial $51.80 ↑ +307%
Provider Network of America Commercial $55.50 ↑ +336%

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Catheterization collection of specimen single patient all places of service at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $19.17 $3.00 – $55.50
Arizona General Hospital Laveen Phoenix $15.58 $3.08 – $55.56
St. Joseph’s Hospital and Medical Center Phoenix $86.72 $3.08 – $179.33
Mercy Gilbert Medical Center Gilbert $8.61 $3.08 – $20.02
Banner University Medical Center Tucson Tucson $16.20 $3.00 – $63.20
Banner University Medical Center South Tucson $13.98 $3.00 – $63.20
Banner Baywood Medical Center Mesa $42.99 $3.00 – $55.50
Banner Boswell Medical Center Sun City $11.91 $3.00 – $59.20

All Arizona hospitals for this procedure →