Cath bi-dir df smarttouch at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$4,709.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$21,904.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$431.40 with Aetna vs $5,734.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $431.40 | ↓ -91% |
| Health Choice Arizona, Inc. | Medicaid | $483.17 | ↓ -90% |
| Mercy Care | Medicaid | $483.17 | ↓ -90% |
| Arizona Physicians IPA | Medicaid | $483.17 | ↓ -90% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $483.17 | ↓ -90% |
| Banner University Health Plan | University Family Plan | $483.17 | ↓ -90% |
| Health Net | Medicaid | $483.17 | ↓ -90% |
| Aetna | Qualified Health Plan | $485.32 | ↓ -90% |
| Health Choice Arizona, Inc. | Medicare Advantage | $647.10 | ↓ -86% |
| Aetna | Banner Employee Plans | $724.75 | ↓ -85% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $862.80 | ↓ -82% |
| Plotkin Health | Plotkin Health | $970.65 | ↓ -79% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $970.65 | ↓ -79% |
| Aetna | Joint Venture | $996.53 | ↓ -79% |
| United Healthcare | UHC Doctor's Plan | $1,046.14 | ↓ -78% |
| Aetna | Designated Group | $1,059.09 | ↓ -78% |
| Health Net | Medicare | $1,078.50 | ↓ -77% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,078.50 | ↓ -77% |
| Oscar Health Plan | Commercial | $1,078.50 | ↓ -77% |
| United Healthcare | UHC Core | $1,093.60 | ↓ -77% |
| Aetna | Medical Rental | $1,136.74 | ↓ -76% |
| United Healthcare | Commercial | $1,151.84 | ↓ -76% |
| Health Net | Commerical Exchange Product | $1,164.78 | ↓ -75% |
| Quiktrip Corporation | Commercial | $1,164.78 | ↓ -75% |
| Aetna | Broad Network | $1,244.59 | ↓ -74% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,417.15 | ↓ -70% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,481.86 | ↓ -69% |
| Arizona Medical Network | Commercial | $1,509.90 | ↓ -68% |
| Provider Network of America | Commercial | $1,617.75 | ↓ -66% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,673.24 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $4,300.87 | ↓ -9% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $4,587.59 | ↓ -3% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,816.93 | ↑ +2% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $5,734.49 | ↑ +22% |
| Blue Cross Blue Shield of Arizona | Commercial | $5,734.49 | ↑ +22% |
Visitor-reported prices
Comments
Cath bi-dir df smarttouch at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $3,964.62 | $431.40 – $4,300.87 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $3,876.54 | $320.04 – $2,286.00 |
| Mercy Gilbert Medical Center | Gilbert | $8,316.03 | $444.22 – $3,173.00 |
| Banner University Medical Center Tucson | Tucson | $4,446.51 | $431.40 – $3,669.31 |
| Banner University Medical Center South | Tucson | $4,621.74 | $431.40 – $2,584.43 |
| Banner Baywood Medical Center | Mesa | $5,103.63 | $431.40 – $4,300.87 |
| Banner Boswell Medical Center | Sun City | $3,417.02 | $431.40 – $3,284.01 |
| Banner Del Webb Medical Center | Sun City West | $3,395.12 | $431.40 – $1,725.60 |