Bx muscle at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,142.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,205.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$740.88 with Aetna vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $740.88 ↓ -35%
Plotkin Health Plotkin Health $992.25 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $992.25 ↓ -13%
Aetna Joint Venture $1,018.71 ↓ -11%
Arizona Physicians IPA Medicaid $1,020.08 ↓ -11%
Health Choice Arizona, Inc. Medicaid $1,020.08 ↓ -11%
Banner University Health Plan University Family Plan $1,020.08 ↓ -11%
Banner University Health Plan AZ Medicaid - AHCCCS $1,020.08 ↓ -11%
Mercy Care Medicaid $1,020.08 ↓ -11%
Health Net Medicaid $1,020.08 ↓ -11%
United Healthcare UHC Doctor's Plan $1,069.42 ↓ -6%
Aetna Designated Group $1,082.65 ↓ -5%
United Healthcare UHC Core $1,117.93 ↓ -2%
Aetna Medical Rental $1,162.04 ↑ +2%
United Healthcare Commercial $1,177.47 ↑ +3%
Quiktrip Corporation Commercial $1,190.70 ↑ +4%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +11%
Aetna Broad Network $1,272.29 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,448.68 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $1,514.84 ↑ +33%
Arizona Medical Network Commercial $1,543.50 ↑ +35%
Provider Network of America Commercial $1,653.75 ↑ +45%
Wellpoint Medicare Advantage HMO $1,726.88 ↑ +51%
Aetna Medicare Advantage $1,726.88 ↑ +51%
Arizona Physicians IPA Medicare Advantage $1,726.88 ↑ +51%
Banner Health Medicare Advantage $1,726.88 ↑ +51%
Banner University Health Plan Medicare Advantage $1,726.88 ↑ +51%
Banner University Health Plan University Care Advantage $1,726.88 ↑ +51%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,726.88 ↑ +51%
Care 1st Medicare Advantage $1,726.88 ↑ +51%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,726.88 ↑ +51%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,726.88 ↑ +51%
Gila River Health Care Corporation Managed Care Program $1,726.88 ↑ +51%
Health Choice Arizona, Inc. Medicare Advantage $1,726.88 ↑ +51%
Health Net Medicare $1,726.88 ↑ +51%
Kaiser Foundation Health Plan Medicare Advantage $1,726.88 ↑ +51%
Mercy Care Mercy Care Advantage $1,726.88 ↑ +51%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,726.88 ↑ +51%
United Healthcare Medicare Advantage $1,726.88 ↑ +51%
UPMC Health Plan Medicare Advantage $1,726.88 ↑ +51%
Humana Medicare Advantage $1,778.69 ↑ +56%
Devoted Health Services Medicare Advantage $1,813.22 ↑ +59%
Carelon Medicare Advantage $1,813.22 ↑ +59%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,899.57 ↑ +66%
Gold Kidney Health Plan Medicare Advantage $1,899.57 ↑ +66%
NaphCare Federal $2,331.29 ↑ +104%
Aetna Qualified Health Plan $2,348.56 ↑ +106%
United Healthcare Individual Exchange $2,417.63 ↑ +112%
Health Net Commerical Exchange Product $2,555.78 ↑ +124%
Health Choice Arizona, Inc. ACA Health Plan $2,590.32 ↑ +127%
Oscar Health Plan Commercial $2,849.35 ↑ +149%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +186%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +205%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +220%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +281%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +281%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Bx muscle at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $1,020.08 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $99.42 – $1,778.69
St. Joseph’s Hospital and Medical Center Phoenix not published $99.42 – $1,778.69
Banner Baywood Medical Center Mesa $846.72 $740.88 – $2,849.35
Banner Payson Medical Center Payson $684.63 $487.99 – $1,079.10
Mercy Gilbert Medical Center Gilbert not published $99.42 – $1,726.88
Banner Boswell Medical Center Sun City not published $1,020.08 – $2,495.41
Banner Desert Medical Center Mesa not published $1,020.08 – $3,268.08

All Arizona hospitals for this procedure →