Bone biopsy open superficial at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,118.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,090.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,271.44 with Blue Cross Blue Shield of Arizona vs $5,033.21 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -40%
Aetna Banner Employee Plans $1,374.24 ↓ -35%
Health Choice Arizona, Inc. Medicaid $1,718.26 ↓ -19%
Mercy Care Medicaid $1,718.26 ↓ -19%
Arizona Physicians IPA Medicaid $1,718.26 ↓ -19%
Health Net Medicaid $1,718.26 ↓ -19%
Banner University Health Plan AZ Medicaid - AHCCCS $1,718.26 ↓ -19%
Banner University Health Plan University Family Plan $1,718.26 ↓ -19%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,840.50 ↓ -13%
Plotkin Health Plotkin Health $1,840.50 ↓ -13%
Aetna Joint Venture $1,889.58 ↓ -11%
United Healthcare UHC Doctor's Plan $1,983.65 ↓ -6%
Aetna Designated Group $2,008.19 ↓ -5%
United Healthcare UHC Core $2,073.63 ↓ -2%
Aetna Medical Rental $2,155.43 ↑ +2%
United Healthcare Commercial $2,184.06 ↑ +3%
Quiktrip Corporation Commercial $2,208.60 ↑ +4%
Aetna Broad Network $2,359.93 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $2,687.13 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $2,809.83 ↑ +33%
Arizona Medical Network Commercial $2,863.00 ↑ +35%
Wellpoint Medicare Advantage HMO $3,050.43 ↑ +44%
Aetna Medicare Advantage $3,050.43 ↑ +44%
Arizona Physicians IPA Medicare Advantage $3,050.43 ↑ +44%
Banner Health Medicare Advantage $3,050.43 ↑ +44%
Banner University Health Plan Medicare Advantage $3,050.43 ↑ +44%
Banner University Health Plan University Care Advantage $3,050.43 ↑ +44%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,050.43 ↑ +44%
Care 1st Medicare Advantage $3,050.43 ↑ +44%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,050.43 ↑ +44%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,050.43 ↑ +44%
Gila River Health Care Corporation Managed Care Program $3,050.43 ↑ +44%
Health Choice Arizona, Inc. Medicare Advantage $3,050.43 ↑ +44%
Health Net Medicare $3,050.43 ↑ +44%
Kaiser Foundation Health Plan Medicare Advantage $3,050.43 ↑ +44%
Mercy Care Mercy Care Advantage $3,050.43 ↑ +44%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,050.43 ↑ +44%
United Healthcare Medicare Advantage $3,050.43 ↑ +44%
UPMC Health Plan Medicare Advantage $3,050.43 ↑ +44%
Provider Network of America Commercial $3,067.50 ↑ +45%
Humana Medicare Advantage $3,141.94 ↑ +48%
Devoted Health Services Medicare Advantage $3,202.95 ↑ +51%
Carelon Medicare Advantage $3,202.95 ↑ +51%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +54%
Gold Kidney Health Plan Medicare Advantage $3,355.47 ↑ +58%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3,355.47 ↑ +58%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +65%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +73%
NaphCare Federal $4,118.08 ↑ +94%
Aetna Qualified Health Plan $4,148.58 ↑ +96%
United Healthcare Individual Exchange $4,270.60 ↑ +102%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +106%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +106%
Health Net Commerical Exchange Product $4,514.64 ↑ +113%
Health Choice Arizona, Inc. ACA Health Plan $4,575.65 ↑ +116%
Oscar Health Plan Commercial $5,033.21 ↑ +138%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Bone biopsy open superficial at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $1,718.26 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $146.62 – $3,141.95
St. Joseph’s Hospital and Medical Center Phoenix not published $146.62 – $3,141.94
Banner Baywood Medical Center Mesa $1,570.56 $1,374.24 – $5,033.21
Banner Boswell Medical Center Sun City $986.34 $1,374.24 – $5,033.21
Banner Payson Medical Center Payson $960.99 $684.98 – $1,514.70
Yavapai Regional Medical Center (East) Prescott $8,504.81 $146.62 – $309.52
Mercy Gilbert Medical Center Gilbert not published $146.62 – $3,050.43

All Arizona hospitals for this procedure →