Blood gases o2 saturation direct measurement at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$55.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$347.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.77 with Wellpoint vs $360.96 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $78.77 ↑ +42%
Aetna Medicare Advantage $78.77 ↑ +42%
Arizona Physicians IPA Medicaid $78.77 ↑ +42%
Arizona Physicians IPA Medicare Advantage $78.77 ↑ +42%
Banner Health Medicare Advantage $78.77 ↑ +42%
Banner University Health Plan AZ Medicaid - AHCCCS $78.77 ↑ +42%
Banner University Health Plan Medicare Advantage $78.77 ↑ +42%
Banner University Health Plan University Care Advantage $78.77 ↑ +42%
Banner University Health Plan University Family Plan $78.77 ↑ +42%
Blue Cross Blue Shield of Arizona Medicare Advantage $78.77 ↑ +42%
Care 1st Medicare Advantage $78.77 ↑ +42%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $78.77 ↑ +42%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $78.77 ↑ +42%
Gila River Health Care Corporation Managed Care Program $78.77 ↑ +42%
Health Choice Arizona, Inc. Medicaid $78.77 ↑ +42%
Health Choice Arizona, Inc. Medicare Advantage $78.77 ↑ +42%
Health Net Medicaid $78.77 ↑ +42%
Health Net Medicare $78.77 ↑ +42%
Kaiser Foundation Health Plan Medicare Advantage $78.77 ↑ +42%
Mercy Care Medicaid $78.77 ↑ +42%
Mercy Care Mercy Care Advantage $78.77 ↑ +42%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $78.77 ↑ +42%
United Healthcare Medicare Advantage $78.77 ↑ +42%
UPMC Health Plan Medicare Advantage $78.77 ↑ +42%
Aetna Banner Employee Plans $79.63 ↑ +43%
Humana Medicare Advantage $81.13 ↑ +46%
Carelon Medicare Advantage $82.71 ↑ +49%
Devoted Health Services Medicare Advantage $82.71 ↑ +49%
Gold Kidney Health Plan Medicare Advantage $86.65 ↑ +56%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $86.65 ↑ +56%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $105.32 ↑ +90%
NaphCare Federal $106.34 ↑ +92%
Plotkin Health Plotkin Health $106.65 ↑ +92%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $106.65 ↑ +92%
Aetna Qualified Health Plan $107.13 ↑ +93%
United Healthcare Individual Exchange $110.28 ↑ +99%
Health Net Commerical Exchange Product $116.58 ↑ +110%
Health Choice Arizona, Inc. ACA Health Plan $118.16 ↑ +113%
Aetna Medical Rental $124.90 ↑ +125%
Quiktrip Corporation Commercial $127.98 ↑ +131%
Oscar Health Plan Commercial $129.97 ↑ +134%
Cigna Healthcare of Arizona, Inc. LocalFlex $138.24 ↑ +149%
United Healthcare UHC Doctor's Plan $145.70 ↑ +162%
Cigna Healthcare of Arizona, Inc. Commercial $153.60 ↑ +177%
United Healthcare UHC Core $161.08 ↑ +190%
Arizona Medical Network Commercial $165.90 ↑ +199%
United Healthcare Commercial $177.24 ↑ +219%
Provider Network of America Commercial $177.75 ↑ +220%
Aetna Joint Venture $264.51 ↑ +376%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $270.72 ↑ +388%
Aetna Designated Group $281.05 ↑ +406%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $288.76 ↑ +420%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $303.20 ↑ +446%
Aetna Broad Network $330.68 ↑ +496%
Blue Cross Blue Shield of Arizona Commercial $360.96 ↑ +550%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $360.96 ↑ +550%

Visitor-reported prices

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Blood gases o2 saturation direct measurement at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $37.45 $78.77 – $177.75
Banner University Medical Center Tucson Tucson $38.88 $78.77 – $189.60
Banner University Medical Center South Tucson $37.44 $78.77 – $189.60
Banner Baywood Medical Center Mesa $44.07 $78.77 – $260.25
Banner Boswell Medical Center Sun City $52.40 $78.77 – $277.60
Banner Casa Grande Medical Center Casa Grande $26.78 $78.77 – $177.75
Banner Del Webb Medical Center Sun City West $53.44 $78.77 – $277.60
Banner Desert Medical Center Mesa $52.05 $78.77 – $177.75

All Arizona hospitals for this procedure →