Blood draw capillary 36416 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$6.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.49 with Cigna Healthcare of Arizona, Inc. vs $28.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthcare of Arizona, Inc. LocalFlex $0.49 ↓ -93%
Cigna Healthcare of Arizona, Inc. Commercial $0.54 ↓ -92%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1.38 ↓ -79%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3.55 ↓ -46%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3.78 ↓ -42%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3.97 ↓ -39%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4.73 ↓ -28%
Blue Cross Blue Shield of Arizona Commercial $4.73 ↓ -28%
United Healthcare UHC Doctor's Plan $5.81 ↓ -11%
United Healthcare UHC Core $6.36 ↓ -3%
United Healthcare Commercial $7.07 ↑ +8%
Aetna Medicare Advantage $7.60 ↑ +16%
Health Choice Arizona, Inc. Medicaid $8.51 ↑ +30%
Banner University Health Plan University Family Plan $8.51 ↑ +30%
Arizona Physicians IPA Medicaid $8.51 ↑ +30%
Banner University Health Plan AZ Medicaid - AHCCCS $8.51 ↑ +30%
Mercy Care Medicaid $8.51 ↑ +30%
Health Net Medicaid $8.51 ↑ +30%
Aetna Qualified Health Plan $8.55 ↑ +31%
Health Choice Arizona, Inc. Medicare Advantage $11.40 ↑ +74%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $15.20 ↑ +132%
Plotkin Health Plotkin Health $17.10 ↑ +161%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $17.10 ↑ +161%
Aetna Joint Venture $17.56 ↑ +169%
Aetna Designated Group $18.66 ↑ +185%
Health Choice Arizona, Inc. ACA Health Plan $19.00 ↑ +191%
Health Net Medicare $19.00 ↑ +191%
Oscar Health Plan Commercial $19.00 ↑ +191%
Aetna Medical Rental $20.03 ↑ +206%
Quiktrip Corporation Commercial $20.52 ↑ +214%
Health Net Commerical Exchange Product $20.52 ↑ +214%
Aetna Broad Network $21.93 ↑ +235%
Arizona Medical Network Commercial $26.60 ↑ +307%
Provider Network of America Commercial $28.50 ↑ +336%

Visitor-reported prices

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Blood draw capillary 36416 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $9.84 $0.49 – $28.50
Arizona General Hospital Laveen Phoenix $4.13 $0.27 – $14.71
St. Joseph’s Hospital and Medical Center Phoenix $29.04 $0.19 – $60.04
Banner University Medical Center Tucson Tucson $11.89 $0.54 – $46.40
Banner University Medical Center South Tucson $10.27 $0.54 – $46.40
Banner Baywood Medical Center Mesa $22.08 $0.49 – $12.75
Banner Casa Grande Medical Center Casa Grande $10.91 $0.54 – $12.75
Banner Desert Medical Center Mesa $7.56 $0.49 – $28.50

All Arizona hospitals for this procedure →