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Blood Clotting (PT/INR) Test at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$23.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$126.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.29 with UPMC Health Plan vs $19.67 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Medicare Advantage $4.29 ↓ -81%
Gila River Health Care Corporation Managed Care Program $4.29 ↓ -81%
Banner University Health Plan University Care Advantage $4.29 ↓ -81%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $4.29 ↓ -81%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $4.29 ↓ -81%
Health Choice Arizona, Inc. Medicare Advantage $4.29 ↓ -81%
Banner University Health Plan Medicare Advantage $4.29 ↓ -81%
Banner University Health Plan AZ Medicaid - AHCCCS $4.29 ↓ -81%
Banner University Health Plan University Family Plan $4.29 ↓ -81%
Health Net Medicaid $4.29 ↓ -81%
Health Choice Arizona, Inc. Medicaid $4.29 ↓ -81%
Arizona Physicians IPA Medicaid $4.29 ↓ -81%
Aetna Medicare Advantage $4.29 ↓ -81%
Mercy Care Medicaid $4.29 ↓ -81%
Health Net Medicare $4.29 ↓ -81%
Wellpoint Medicare Advantage HMO $4.29 ↓ -81%
Blue Cross Blue Shield of Arizona Medicare Advantage $4.29 ↓ -81%
Mercy Care Mercy Care Advantage $4.29 ↓ -81%
Arizona Physicians IPA Medicare Advantage $4.29 ↓ -81%
Banner Health Medicare Advantage $4.29 ↓ -81%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $4.29 ↓ -81%
United Healthcare Medicare Advantage $4.29 ↓ -81%
Care 1st Medicare Advantage $4.29 ↓ -81%
Kaiser Foundation Health Plan Medicare Advantage $4.29 ↓ -81%
Aetna Banner Employee Plans $4.37 ↓ -81%
Humana Medicare Advantage $4.42 ↓ -81%
Carelon Medicare Advantage $4.50 ↓ -80%
Devoted Health Services Medicare Advantage $4.50 ↓ -80%
Gold Kidney Health Plan Medicare Advantage $4.72 ↓ -80%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $4.72 ↓ -80%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $5.74 ↓ -75%
NaphCare Federal $5.79 ↓ -75%
Aetna Qualified Health Plan $5.83 ↓ -75%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $5.85 ↓ -75%
Plotkin Health Plotkin Health $5.85 ↓ -75%
United Healthcare Individual Exchange $6.01 ↓ -74%
Health Net Commerical Exchange Product $6.35 ↓ -72%
Health Choice Arizona, Inc. ACA Health Plan $6.43 ↓ -72%
Aetna Medical Rental $6.85 ↓ -70%
Quiktrip Corporation Commercial $7.02 ↓ -70%
Oscar Health Plan Commercial $7.08 ↓ -69%
Cigna Healthcare of Arizona, Inc. LocalFlex $7.53 ↓ -67%
United Healthcare UHC Doctor's Plan $7.93 ↓ -66%
Cigna Healthcare of Arizona, Inc. Commercial $8.37 ↓ -64%
United Healthcare UHC Core $8.77 ↓ -62%
Arizona Medical Network Commercial $9.10 ↓ -61%
United Healthcare Commercial $9.66 ↓ -58%
Provider Network of America Commercial $9.75 ↓ -58%
Aetna Joint Venture $14.41 ↓ -38%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $14.76 ↓ -36%
Aetna Designated Group $15.31 ↓ -34%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $15.74 ↓ -32%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $16.53 ↓ -28%
Aetna Broad Network $18.01 ↓ -22%
Blue Cross Blue Shield of Arizona Commercial $19.67 ↓ -15%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $19.67 ↓ -15%

Visitor-reported prices

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Blood Clotting (PT/INR) Test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $28.48 $4.29 – $9.75
Banner University Medical Center Tucson Tucson $9.04 $4.29 – $10.40
Banner University Medical Center South Tucson $8.58 $4.29 – $10.40
Banner Baywood Medical Center Mesa $56.70 $4.29 – $9.75
Banner Behavioral Health Hospital Scottsdale $73.82 $4.29 – $88.20
Banner Boswell Medical Center Sun City $23.31 $4.29 – $10.40
Banner Casa Grande Medical Center Casa Grande $26.71 $4.29 – $9.75
Banner Del Webb Medical Center Sun City West $24.07 $4.29 – $10.40

All Arizona hospitals for this procedure →