Biopsy renal percutaneous trocar/needle (both sides) at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$3,245.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,480.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$464.00 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $464.00 | ↓ -86% |
| Aetna | Qualified Health Plan | $522.00 | ↓ -84% |
| Health Choice Arizona, Inc. | Medicare Advantage | $696.00 | ↓ -79% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $928.00 | ↓ -71% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $949.44 | ↓ -71% |
| Health Net | Medicaid | $1,020.08 | ↓ -69% |
| Mercy Care | Medicaid | $1,020.08 | ↓ -69% |
| Banner University Health Plan | University Family Plan | $1,020.08 | ↓ -69% |
| Health Choice Arizona, Inc. | Medicaid | $1,020.08 | ↓ -69% |
| Arizona Physicians IPA | Medicaid | $1,020.08 | ↓ -69% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,020.08 | ↓ -69% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,044.00 | ↓ -68% |
| Plotkin Health | Plotkin Health | $1,044.00 | ↓ -68% |
| Oscar Health Plan | Commercial | $1,160.00 | ↓ -64% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,160.00 | ↓ -64% |
| Health Net | Medicare | $1,160.00 | ↓ -64% |
| Aetna | Banner Employee Plans | $1,170.00 | ↓ -64% |
| Aetna | Medical Rental | $1,222.64 | ↓ -62% |
| Quiktrip Corporation | Commercial | $1,252.80 | ↓ -61% |
| Health Net | Commerical Exchange Product | $1,252.80 | ↓ -61% |
| Arizona Medical Network | Commercial | $1,624.00 | ↓ -50% |
| Provider Network of America | Commercial | $1,740.00 | ↓ -46% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,440.42 | ↓ -25% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,603.12 | ↓ -20% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,733.25 | ↓ -16% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,253.90 | ↑ +0% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,253.90 | ↑ +0% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +24% |
| Aetna | Joint Venture | $4,405.00 | ↑ +36% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +38% |
| United Healthcare | UHC Doctor's Plan | $4,640.00 | ↑ +43% |
| Aetna | Designated Group | $4,680.00 | ↑ +44% |
| United Healthcare | UHC Core | $4,850.00 | ↑ +49% |
| United Healthcare | Commercial | $5,105.00 | ↑ +57% |
| Aetna | Broad Network | $5,506.00 | ↑ +70% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy renal percutaneous trocar/needle (both sides) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,346.76 | $464.00 – $4,640.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,579.19 | $130.89 – $3,265.86 |
| Arizona General Hospital Laveen | Phoenix | not published | $130.89 – $1,778.69 |
| Banner University Medical Center Tucson | Tucson | $2,586.96 | $465.00 – $4,466.00 |
| Banner University Medical Center South | Tucson | $1,838.18 | $465.00 – $4,466.00 |
| Banner Baywood Medical Center | Mesa | $1,190.16 | $464.00 – $4,640.00 |
| Banner Boswell Medical Center | Sun City | $1,005.72 | $464.00 – $4,640.00 |
| Banner Casa Grande Medical Center | Casa Grande | $963.96 | $464.00 – $4,037.00 |