Bilicheck at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$2.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.02 with Aetna vs $23.02 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $5.02 | ↑ +96% |
| Care 1st | Medicare Advantage | $5.02 | ↑ +96% |
| Gila River Health Care Corporation | Managed Care Program | $5.02 | ↑ +96% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $5.02 | ↑ +96% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $5.02 | ↑ +96% |
| Banner University Health Plan | University Family Plan | $5.02 | ↑ +96% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $5.02 | ↑ +96% |
| Banner University Health Plan | University Care Advantage | $5.02 | ↑ +96% |
| Banner University Health Plan | Medicare Advantage | $5.02 | ↑ +96% |
| Mercy Care | Medicaid | $5.02 | ↑ +96% |
| Mercy Care | Mercy Care Advantage | $5.02 | ↑ +96% |
| Kaiser Foundation Health Plan | Medicare Advantage | $5.02 | ↑ +96% |
| Health Choice Arizona, Inc. | Medicare Advantage | $5.02 | ↑ +96% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $5.02 | ↑ +96% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $5.02 | ↑ +96% |
| Health Choice Arizona, Inc. | Medicaid | $5.02 | ↑ +96% |
| Banner Health | Medicare Advantage | $5.02 | ↑ +96% |
| Arizona Physicians IPA | Medicare Advantage | $5.02 | ↑ +96% |
| Arizona Physicians IPA | Medicaid | $5.02 | ↑ +96% |
| Wellpoint | Medicare Advantage HMO | $5.02 | ↑ +96% |
| United Healthcare | Medicare Advantage | $5.02 | ↑ +96% |
| UPMC Health Plan | Medicare Advantage | $5.02 | ↑ +96% |
| Health Net | Medicaid | $5.02 | ↑ +96% |
| Health Net | Medicare | $5.02 | ↑ +96% |
| Humana | Medicare Advantage | $5.17 | ↑ +102% |
| Devoted Health Services | Medicare Advantage | $5.27 | ↑ +106% |
| Carelon | Medicare Advantage | $5.27 | ↑ +106% |
| Aetna | Banner Employee Plans | $5.38 | ↑ +110% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $5.52 | ↑ +116% |
| Gold Kidney Health Plan | Medicare Advantage | $5.52 | ↑ +116% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $6.72 | ↑ +163% |
| NaphCare | Federal | $6.78 | ↑ +165% |
| Aetna | Qualified Health Plan | $6.83 | ↑ +167% |
| United Healthcare | Individual Exchange | $7.03 | ↑ +175% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $7.20 | ↑ +181% |
| Plotkin Health | Plotkin Health | $7.20 | ↑ +181% |
| Health Net | Commerical Exchange Product | $7.43 | ↑ +190% |
| Health Choice Arizona, Inc. | ACA Health Plan | $7.53 | ↑ +194% |
| Oscar Health Plan | Commercial | $8.28 | ↑ +223% |
| Aetna | Medical Rental | $8.43 | ↑ +229% |
| Quiktrip Corporation | Commercial | $8.64 | ↑ +238% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $8.80 | ↑ +244% |
| United Healthcare | UHC Doctor's Plan | $9.29 | ↑ +263% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $9.78 | ↑ +282% |
| United Healthcare | UHC Core | $10.27 | ↑ +301% |
| Arizona Medical Network | Commercial | $11.20 | ↑ +338% |
| United Healthcare | Commercial | $11.29 | ↑ +341% |
| Provider Network of America | Commercial | $12.00 | ↑ +369% |
| Aetna | Joint Venture | $16.86 | ↑ +559% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $17.26 | ↑ +574% |
| Aetna | Designated Group | $17.91 | ↑ +600% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $18.41 | ↑ +619% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $19.33 | ↑ +655% |
| Aetna | Broad Network | $21.07 | ↑ +723% |
| Blue Cross Blue Shield of Arizona | Commercial | $23.02 | ↑ +799% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $23.02 | ↑ +799% |
Visitor-reported prices
Comments
Bilicheck at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $2.53 | $5.02 – $12.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $11.85 | $2.11 – $24.49 |
| Banner University Medical Center Tucson | Tucson | $2.59 | $5.02 – $12.80 |
| Banner Casa Grande Medical Center | Casa Grande | $1.81 | $5.02 – $12.00 |
| Banner Del Webb Medical Center | Sun City West | $2.46 | $5.02 – $12.80 |
| Banner Desert Medical Center | Mesa | $2.40 | $5.02 – $12.00 |
| Banner Ironwood Medical Center | San Tan Valley | $2.77 | $5.02 – $12.00 |
| Banner Gateway Medical Center | Gilbert | $2.66 | $5.02 – $12.00 |