Biliary endoscopy thru skin at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,284.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,588.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,455.44 with Blue Cross Blue Shield of Arizona vs $7,467.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,455.44 ↑ +13%
Plotkin Health Plotkin Health $1,614.60 ↑ +26%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,614.60 ↑ +26%
Aetna Medical Rental $1,890.88 ↑ +47%
Quiktrip Corporation Commercial $1,937.52 ↑ +51%
Arizona Physicians IPA Medicaid $2,307.97 ↑ +80%
Health Choice Arizona, Inc. Medicaid $2,307.97 ↑ +80%
Health Net Medicaid $2,307.97 ↑ +80%
Banner University Health Plan AZ Medicaid - AHCCCS $2,307.97 ↑ +80%
Banner University Health Plan University Family Plan $2,307.97 ↑ +80%
Mercy Care Medicaid $2,307.97 ↑ +80%
Arizona Medical Network Commercial $2,511.60 ↑ +96%
Provider Network of America Commercial $2,691.00 ↑ +109%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,741.03 ↑ +191%
Wellpoint Medicare Advantage HMO $3,761.34 ↑ +193%
Aetna Medicare Advantage $3,761.34 ↑ +193%
Arizona Physicians IPA Medicare Advantage $3,761.34 ↑ +193%
Banner Health Medicare Advantage $3,761.34 ↑ +193%
Banner University Health Plan Medicare Advantage $3,761.34 ↑ +193%
Banner University Health Plan University Care Advantage $3,761.34 ↑ +193%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,761.34 ↑ +193%
Care 1st Medicare Advantage $3,761.34 ↑ +193%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,761.34 ↑ +193%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,761.34 ↑ +193%
Gila River Health Care Corporation Managed Care Program $3,761.34 ↑ +193%
Health Choice Arizona, Inc. Medicare Advantage $3,761.34 ↑ +193%
Health Net Medicare $3,761.34 ↑ +193%
Kaiser Foundation Health Plan Medicare Advantage $3,761.34 ↑ +193%
Mercy Care Mercy Care Advantage $3,761.34 ↑ +193%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,761.34 ↑ +193%
United Healthcare Medicare Advantage $3,761.34 ↑ +193%
UPMC Health Plan Medicare Advantage $3,761.34 ↑ +193%
Humana Medicare Advantage $3,874.18 ↑ +202%
Devoted Health Services Medicare Advantage $3,949.41 ↑ +207%
Carelon Medicare Advantage $3,949.41 ↑ +207%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,990.44 ↑ +211%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +213%
Aetna Banner Employee Plans $4,094.00 ↑ +219%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $4,137.47 ↑ +222%
Gold Kidney Health Plan Medicare Advantage $4,137.47 ↑ +222%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $4,189.93 ↑ +226%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +248%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,988.05 ↑ +288%
Blue Cross Blue Shield of Arizona Commercial $4,988.05 ↑ +288%
NaphCare Federal $5,077.81 ↑ +295%
Aetna Qualified Health Plan $5,115.42 ↑ +298%
United Healthcare Individual Exchange $5,265.88 ↑ +310%
Health Net Commerical Exchange Product $5,566.78 ↑ +333%
Health Choice Arizona, Inc. ACA Health Plan $5,642.01 ↑ +339%
Aetna Joint Venture $5,974.00 ↑ +365%
Oscar Health Plan Commercial $6,206.21 ↑ +383%
Aetna Designated Group $6,347.00 ↑ +394%
United Healthcare UHC Doctor's Plan $6,560.00 ↑ +411%
United Healthcare UHC Core $6,856.00 ↑ +434%
United Healthcare Commercial $7,217.00 ↑ +462%
Aetna Broad Network $7,467.00 ↑ +481%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Biliary endoscopy thru skin at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $1,388.56 $1,255.80 – $6,206.21
St. Joseph’s Hospital and Medical Center Phoenix $2,867.68 $341.17 – $5,930.53
Arizona General Hospital Laveen Phoenix not published $341.17 – $3,874.19
Mercy Gilbert Medical Center Gilbert $1,637.87 $341.17 – $5,126.66
Banner University Medical Center Tucson Tucson $2,454.24 $2,307.97 – $6,206.21
Banner University Medical Center South Tucson $3,563.05 $2,248.02 – $6,206.21
Banner Baywood Medical Center Mesa $1,227.10 $1,255.80 – $6,206.21
Banner Casa Grande Medical Center Casa Grande $993.88 $1,255.80 – $5,642.01

All Arizona hospitals for this procedure →