Beta-2 microglobulin at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$93.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.18 with Wellpoint vs $74.16 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $16.18 ↑ +9%
Aetna Medicare Advantage $16.18 ↑ +9%
Arizona Physicians IPA Medicaid $16.18 ↑ +9%
Arizona Physicians IPA Medicare Advantage $16.18 ↑ +9%
Banner Health Medicare Advantage $16.18 ↑ +9%
Banner University Health Plan AZ Medicaid - AHCCCS $16.18 ↑ +9%
Banner University Health Plan Medicare Advantage $16.18 ↑ +9%
Banner University Health Plan University Care Advantage $16.18 ↑ +9%
Banner University Health Plan University Family Plan $16.18 ↑ +9%
Blue Cross Blue Shield of Arizona Medicare Advantage $16.18 ↑ +9%
Care 1st Medicare Advantage $16.18 ↑ +9%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $16.18 ↑ +9%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.18 ↑ +9%
Gila River Health Care Corporation Managed Care Program $16.18 ↑ +9%
Health Choice Arizona, Inc. Medicaid $16.18 ↑ +9%
Health Choice Arizona, Inc. Medicare Advantage $16.18 ↑ +9%
Health Net Medicaid $16.18 ↑ +9%
Health Net Medicare $16.18 ↑ +9%
Kaiser Foundation Health Plan Medicare Advantage $16.18 ↑ +9%
Mercy Care Medicaid $16.18 ↑ +9%
Mercy Care Mercy Care Advantage $16.18 ↑ +9%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $16.18 ↑ +9%
United Healthcare Medicare Advantage $16.18 ↑ +9%
UPMC Health Plan Medicare Advantage $16.18 ↑ +9%
Aetna Banner Employee Plans $16.46 ↑ +11%
Humana Medicare Advantage $16.67 ↑ +12%
Carelon Medicare Advantage $16.99 ↑ +14%
Devoted Health Services Medicare Advantage $16.99 ↑ +14%
Gold Kidney Health Plan Medicare Advantage $17.80 ↑ +20%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $17.80 ↑ +20%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $21.64 ↑ +45%
NaphCare Federal $21.84 ↑ +47%
Aetna Qualified Health Plan $22.00 ↑ +48%
Plotkin Health Plotkin Health $22.05 ↑ +48%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $22.05 ↑ +48%
United Healthcare Individual Exchange $22.65 ↑ +52%
Health Net Commerical Exchange Product $23.95 ↑ +61%
Health Choice Arizona, Inc. ACA Health Plan $24.27 ↑ +63%
Aetna Medical Rental $25.82 ↑ +74%
Quiktrip Corporation Commercial $26.46 ↑ +78%
Oscar Health Plan Commercial $26.70 ↑ +79%
Cigna Healthcare of Arizona, Inc. LocalFlex $28.40 ↑ +91%
United Healthcare UHC Doctor's Plan $29.92 ↑ +101%
Cigna Healthcare of Arizona, Inc. Commercial $31.56 ↑ +112%
United Healthcare UHC Core $33.09 ↑ +122%
Arizona Medical Network Commercial $34.30 ↑ +131%
United Healthcare Commercial $36.41 ↑ +145%
Provider Network of America Commercial $36.75 ↑ +147%
Aetna Joint Venture $54.33 ↑ +265%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $55.62 ↑ +274%
Aetna Designated Group $57.73 ↑ +288%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $59.33 ↑ +299%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $62.29 ↑ +319%
Aetna Broad Network $67.92 ↑ +356%
Blue Cross Blue Shield of Arizona Commercial $74.16 ↑ +398%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $74.16 ↑ +398%

Visitor-reported prices

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Beta-2 microglobulin at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $9.16 $16.18 – $36.75
Arizona General Hospital Laveen Phoenix $22.90 $9.70 – $78.73
St. Joseph’s Hospital and Medical Center Phoenix $43.93 $6.80 – $79.00
Mercy Gilbert Medical Center Gilbert $15.93 $9.07 – $49.84
Banner University Medical Center Tucson Tucson $9.40 $16.18 – $39.20
Banner University Medical Center South Tucson $9.05 $16.18 – $39.20
Banner Baywood Medical Center Mesa $7.37 $16.18 – $43.50
Banner Behavioral Health Hospital Scottsdale $33.98 $16.18 – $40.60

All Arizona hospitals for this procedure →