Assistive tech assessment, ot at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$131.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.20 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $26.20 ↑ +45%
Health Choice Arizona, Inc. Medicaid $29.34 ↑ +62%
Mercy Care Medicaid $29.34 ↑ +62%
Health Net Medicaid $29.34 ↑ +62%
Arizona Physicians IPA Medicaid $29.34 ↑ +62%
Aetna Qualified Health Plan $29.48 ↑ +63%
Health Choice Arizona, Inc. Medicare Advantage $39.30 ↑ +117%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $52.40 ↑ +190%
Plotkin Health Plotkin Health $58.95 ↑ +226%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $58.95 ↑ +226%
Aetna Joint Venture $60.52 ↑ +235%
Aetna Designated Group $64.32 ↑ +256%
Health Net Medicare $65.50 ↑ +262%
Oscar Health Plan Commercial $65.50 ↑ +262%
Health Choice Arizona, Inc. ACA Health Plan $65.50 ↑ +262%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $65.54 ↑ +263%
Aetna Medical Rental $69.04 ↑ +282%
Quiktrip Corporation Commercial $70.74 ↑ +291%
Health Net Commerical Exchange Product $70.74 ↑ +291%
Aetna Broad Network $75.59 ↑ +318%
Aetna Banner Employee Plans $81.00 ↑ +348%
Arizona Medical Network Commercial $91.70 ↑ +407%
Provider Network of America Commercial $98.25 ↑ +443%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $168.46 ↑ +832%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $179.70 ↑ +894%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $188.68 ↑ +944%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +1023%
Blue Cross Blue Shield of Arizona Commercial $224.62 ↑ +1142%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $224.62 ↑ +1142%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +1144%
United Healthcare UHC Doctor's Plan $241.00 ↑ +1233%
United Healthcare UHC Core $252.00 ↑ +1294%
United Healthcare Commercial $265.00 ↑ +1366%

Visitor-reported prices

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Assistive tech assessment, ot at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Gateway Medical Center Gilbert $38.12 $26.20 – $241.00
Yavapai Regional Medical Center (East) Prescott $103.14 $40.41 – $132.05

All Arizona hospitals for this procedure →