Assess cyst contrast inject at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$158.59

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$443.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.60 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $88.60 ↓ -44%
Health Choice Arizona, Inc. Medicaid $99.23 ↓ -37%
Arizona Physicians IPA Medicaid $99.23 ↓ -37%
Banner University Health Plan AZ Medicaid - AHCCCS $99.23 ↓ -37%
Banner University Health Plan University Family Plan $99.23 ↓ -37%
Mercy Care Medicaid $99.23 ↓ -37%
Health Net Medicaid $99.23 ↓ -37%
Aetna Qualified Health Plan $99.67 ↓ -37%
Health Choice Arizona, Inc. Medicare Advantage $132.90 ↓ -16%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $177.20 ↑ +12%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $199.35 ↑ +26%
Plotkin Health Plotkin Health $199.35 ↑ +26%
Health Choice Arizona, Inc. ACA Health Plan $221.50 ↑ +40%
Oscar Health Plan Commercial $221.50 ↑ +40%
Health Net Medicare $221.50 ↑ +40%
Aetna Medical Rental $233.46 ↑ +47%
Health Net Commerical Exchange Product $239.22 ↑ +51%
Quiktrip Corporation Commercial $239.22 ↑ +51%
Arizona Medical Network Commercial $310.10 ↑ +96%
Provider Network of America Commercial $332.25 ↑ +110%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +499%
Aetna Banner Employee Plans $1,170.00 ↑ +638%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +1233%
United Healthcare UHC Core $2,210.00 ↑ +1294%
United Healthcare Commercial $2,326.00 ↑ +1367%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +1439%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +1541%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +1623%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +1952%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +1952%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +2434%
Aetna Joint Venture $4,405.00 ↑ +2678%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +2715%
Aetna Designated Group $4,680.00 ↑ +2851%
Aetna Broad Network $5,506.00 ↑ +3372%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Assess cyst contrast inject at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $171.44 $88.60 – $4,018.00
St. Joseph’s Hospital and Medical Center Phoenix $433.57 $38.27 – $1,770.91
Arizona General Hospital Laveen Phoenix not published $38.27 – $1,530.45
Mercy Gilbert Medical Center Gilbert $568.02 $38.27 – $1,813.22
Banner University Medical Center Tucson Tucson $340.49 $187.60 – $2,082.06
Banner University Medical Center South Tucson $494.33 $187.60 – $2,041.00
Banner Baywood Medical Center Mesa $151.51 $88.60 – $4,018.00
Banner Boswell Medical Center Sun City $128.03 $88.60 – $4,018.00

All Arizona hospitals for this procedure →