Assay of osteocalcin at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$14.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$90.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.85 with Wellpoint vs $136.78 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $29.85 | ↑ +107% |
| Aetna | Medicare Advantage | $29.85 | ↑ +107% |
| Arizona Physicians IPA | Medicaid | $29.85 | ↑ +107% |
| Arizona Physicians IPA | Medicare Advantage | $29.85 | ↑ +107% |
| Banner Health | Medicare Advantage | $29.85 | ↑ +107% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $29.85 | ↑ +107% |
| Banner University Health Plan | Medicare Advantage | $29.85 | ↑ +107% |
| Banner University Health Plan | University Care Advantage | $29.85 | ↑ +107% |
| Banner University Health Plan | University Family Plan | $29.85 | ↑ +107% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $29.85 | ↑ +107% |
| Care 1st | Medicare Advantage | $29.85 | ↑ +107% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $29.85 | ↑ +107% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $29.85 | ↑ +107% |
| Gila River Health Care Corporation | Managed Care Program | $29.85 | ↑ +107% |
| Health Choice Arizona, Inc. | Medicaid | $29.85 | ↑ +107% |
| Health Choice Arizona, Inc. | Medicare Advantage | $29.85 | ↑ +107% |
| Health Net | Medicaid | $29.85 | ↑ +107% |
| Health Net | Medicare | $29.85 | ↑ +107% |
| Kaiser Foundation Health Plan | Medicare Advantage | $29.85 | ↑ +107% |
| Mercy Care | Medicaid | $29.85 | ↑ +107% |
| Mercy Care | Mercy Care Advantage | $29.85 | ↑ +107% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $29.85 | ↑ +107% |
| United Healthcare | Medicare Advantage | $29.85 | ↑ +107% |
| UPMC Health Plan | Medicare Advantage | $29.85 | ↑ +107% |
| Aetna | Banner Employee Plans | $30.24 | ↑ +110% |
| Humana | Medicare Advantage | $30.75 | ↑ +114% |
| Carelon | Medicare Advantage | $31.34 | ↑ +118% |
| Devoted Health Services | Medicare Advantage | $31.34 | ↑ +118% |
| Gold Kidney Health Plan | Medicare Advantage | $32.84 | ↑ +128% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $32.84 | ↑ +128% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $39.91 | ↑ +177% |
| NaphCare | Federal | $40.30 | ↑ +180% |
| Plotkin Health | Plotkin Health | $40.50 | ↑ +181% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $40.50 | ↑ +181% |
| Aetna | Qualified Health Plan | $40.60 | ↑ +182% |
| United Healthcare | Individual Exchange | $41.79 | ↑ +190% |
| Health Net | Commerical Exchange Product | $44.18 | ↑ +207% |
| Health Choice Arizona, Inc. | ACA Health Plan | $44.77 | ↑ +211% |
| Aetna | Medical Rental | $47.43 | ↑ +229% |
| Quiktrip Corporation | Commercial | $48.60 | ↑ +238% |
| Oscar Health Plan | Commercial | $49.25 | ↑ +242% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $52.38 | ↑ +264% |
| United Healthcare | UHC Doctor's Plan | $55.22 | ↑ +283% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $58.20 | ↑ +304% |
| United Healthcare | UHC Core | $61.05 | ↑ +324% |
| Arizona Medical Network | Commercial | $63.00 | ↑ +338% |
| United Healthcare | Commercial | $67.17 | ↑ +366% |
| Provider Network of America | Commercial | $67.50 | ↑ +369% |
| Aetna | Joint Venture | $100.24 | ↑ +596% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $102.58 | ↑ +612% |
| Aetna | Designated Group | $106.50 | ↑ +640% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $109.42 | ↑ +660% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $114.89 | ↑ +698% |
| Aetna | Broad Network | $125.31 | ↑ +770% |
| Blue Cross Blue Shield of Arizona | Commercial | $136.78 | ↑ +850% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $136.78 | ↑ +850% |
Visitor-reported prices
Comments
Assay of osteocalcin at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $14.22 | $29.85 – $67.50 |
| Arizona General Hospital Laveen | Phoenix | $39.39 | $17.91 – $145.29 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $65.71 | $12.54 – $135.88 |
| Mercy Gilbert Medical Center | Gilbert | $29.38 | $16.72 – $91.94 |
| Banner University Medical Center Tucson | Tucson | $14.58 | $29.85 – $72.00 |
| Banner University Medical Center South | Tucson | $14.04 | $29.85 – $72.00 |
| Banner Baywood Medical Center | Mesa | $11.43 | $29.85 – $67.50 |
| Banner Boswell Medical Center | Sun City | $13.59 | $29.85 – $72.00 |