Assay neurflmnt light chain at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$56.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$350.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.51 with Blue Cross Blue Shield of Arizona vs $262.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4.51 | ↓ -92% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $11.59 | ↓ -79% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $12.36 | ↓ -78% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $12.98 | ↓ -77% |
| Blue Cross Blue Shield of Arizona | Commercial | $15.45 | ↓ -72% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $15.45 | ↓ -72% |
| Aetna | Medicare Advantage | $70.00 | ↑ +25% |
| Banner University Health Plan | University Family Plan | $78.40 | ↑ +40% |
| Arizona Physicians IPA | Medicaid | $78.40 | ↑ +40% |
| Health Choice Arizona, Inc. | Medicaid | $78.40 | ↑ +40% |
| Mercy Care | Medicaid | $78.40 | ↑ +40% |
| Health Net | Medicaid | $78.40 | ↑ +40% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $78.40 | ↑ +40% |
| Aetna | Qualified Health Plan | $78.75 | ↑ +41% |
| Health Choice Arizona, Inc. | Medicare Advantage | $105.00 | ↑ +88% |
| Aetna | Banner Employee Plans | $117.60 | ↑ +110% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $140.00 | ↑ +150% |
| Plotkin Health | Plotkin Health | $157.50 | ↑ +181% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $157.50 | ↑ +181% |
| Aetna | Joint Venture | $161.70 | ↑ +189% |
| Aetna | Designated Group | $171.85 | ↑ +207% |
| Health Net | Medicare | $175.00 | ↑ +213% |
| Oscar Health Plan | Commercial | $175.00 | ↑ +213% |
| Health Choice Arizona, Inc. | ACA Health Plan | $175.00 | ↑ +213% |
| Aetna | Medical Rental | $184.45 | ↑ +229% |
| Quiktrip Corporation | Commercial | $189.00 | ↑ +238% |
| Health Net | Commerical Exchange Product | $189.00 | ↑ +238% |
| Aetna | Broad Network | $201.95 | ↑ +261% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $229.95 | ↑ +311% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $240.45 | ↑ +329% |
| Arizona Medical Network | Commercial | $245.00 | ↑ +338% |
| Provider Network of America | Commercial | $262.50 | ↑ +369% |