Aspirate/inj ganglion cyst 20612 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$187.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$525.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.35 with Health Choice Arizona, Inc. vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $189.35 ↑ +1%
Banner University Health Plan University Family Plan $189.35 ↑ +1%
Mercy Care Medicaid $189.35 ↑ +1%
Health Net Medicaid $189.35 ↑ +1%
Arizona Physicians IPA Medicaid $189.35 ↑ +1%
Banner University Health Plan AZ Medicaid - AHCCCS $189.35 ↑ +1%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $236.25 ↑ +26%
Plotkin Health Plotkin Health $236.25 ↑ +26%
Aetna Medical Rental $276.68 ↑ +47%
Quiktrip Corporation Commercial $283.50 ↑ +51%
Wellpoint Medicare Advantage HMO $314.62 ↑ +67%
Aetna Medicare Advantage $314.62 ↑ +67%
Arizona Physicians IPA Medicare Advantage $314.62 ↑ +67%
Banner Health Medicare Advantage $314.62 ↑ +67%
Banner University Health Plan Medicare Advantage $314.62 ↑ +67%
Banner University Health Plan University Care Advantage $314.62 ↑ +67%
Blue Cross Blue Shield of Arizona Medicare Advantage $314.62 ↑ +67%
Care 1st Medicare Advantage $314.62 ↑ +67%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $314.62 ↑ +67%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $314.62 ↑ +67%
Gila River Health Care Corporation Managed Care Program $314.62 ↑ +67%
Health Choice Arizona, Inc. Medicare Advantage $314.62 ↑ +67%
Health Net Medicare $314.62 ↑ +67%
Kaiser Foundation Health Plan Medicare Advantage $314.62 ↑ +67%
Mercy Care Mercy Care Advantage $314.62 ↑ +67%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $314.62 ↑ +67%
United Healthcare Medicare Advantage $314.62 ↑ +67%
UPMC Health Plan Medicare Advantage $314.62 ↑ +67%
Humana Medicare Advantage $324.06 ↑ +72%
Devoted Health Services Medicare Advantage $330.35 ↑ +76%
Carelon Medicare Advantage $330.35 ↑ +76%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $346.08 ↑ +84%
Gold Kidney Health Plan Medicare Advantage $346.08 ↑ +84%
Arizona Medical Network Commercial $367.50 ↑ +96%
Provider Network of America Commercial $393.75 ↑ +109%
NaphCare Federal $424.74 ↑ +126%
Aetna Qualified Health Plan $427.88 ↑ +128%
United Healthcare Individual Exchange $440.47 ↑ +134%
Health Net Commerical Exchange Product $465.64 ↑ +148%
Health Choice Arizona, Inc. ACA Health Plan $471.93 ↑ +151%
Oscar Health Plan Commercial $519.12 ↑ +176%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $854.50 ↑ +355%
Aetna Banner Employee Plans $1,170.00 ↑ +523%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +1025%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,196.38 ↑ +1069%
United Healthcare UHC Core $2,210.00 ↑ +1076%
United Healthcare Commercial $2,326.00 ↑ +1138%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,342.81 ↑ +1147%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,459.93 ↑ +1209%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $2,928.51 ↑ +1458%
Blue Cross Blue Shield of Arizona Commercial $2,928.51 ↑ +1458%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +2038%
Aetna Joint Venture $4,405.00 ↑ +2244%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +2275%
Aetna Designated Group $4,680.00 ↑ +2390%
Aetna Broad Network $5,506.00 ↑ +2830%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Aspirate/inj ganglion cyst 20612 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $203.18 $183.75 – $519.12
Arizona General Hospital Laveen Phoenix not published $42.91 – $324.06
St. Joseph’s Hospital and Medical Center Phoenix not published $42.91 – $324.06
Banner University Medical Center Tucson Tucson $198.20 $189.35 – $519.12
Banner Desert Medical Center Mesa $185.85 $183.75 – $519.12
Banner Gateway Medical Center Gilbert $161.18 $183.75 – $519.12
Banner Thunderbird Medical Center Glendale $161.70 $72.99 – $519.12
Yavapai Regional Medical Center (East) Prescott $91.27 $42.91 – $130.38

All Arizona hospitals for this procedure →