Arthrocentesis/aspiration/injection intermediate joint/bursa without ultrasound guidance right at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$273.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$765.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$102.00 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $102.00 ↓ -63%
Aetna Qualified Health Plan $114.75 ↓ -58%
Health Choice Arizona, Inc. Medicare Advantage $153.00 ↓ -44%
Health Choice Arizona, Inc. Medicaid $189.35 ↓ -31%
Arizona Physicians IPA Medicaid $189.35 ↓ -31%
Banner University Health Plan AZ Medicaid - AHCCCS $189.35 ↓ -31%
Banner University Health Plan University Family Plan $189.35 ↓ -31%
Mercy Care Medicaid $189.35 ↓ -31%
Health Net Medicaid $189.35 ↓ -31%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $204.00 ↓ -26%
Plotkin Health Plotkin Health $229.50 ↓ -16%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $229.50 ↓ -16%
Health Choice Arizona, Inc. ACA Health Plan $255.00 ↓ -7%
Oscar Health Plan Commercial $255.00 ↓ -7%
Health Net Medicare $255.00 ↓ -7%
Aetna Medical Rental $268.77 ↓ -2%
Quiktrip Corporation Commercial $275.40 ↑ +1%
Health Net Commerical Exchange Product $275.40 ↑ +1%
Arizona Medical Network Commercial $357.00 ↑ +30%
Provider Network of America Commercial $382.50 ↑ +40%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +247%
Aetna Banner Employee Plans $1,170.00 ↑ +327%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +672%
United Healthcare UHC Core $2,210.00 ↑ +707%
United Healthcare Commercial $2,326.00 ↑ +749%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +791%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +850%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +898%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +1088%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +1088%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +1367%
Aetna Joint Venture $4,405.00 ↑ +1508%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +1530%
Aetna Designated Group $4,680.00 ↑ +1609%
Aetna Broad Network $5,506.00 ↑ +1910%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Arthrocentesis/aspiration/injection intermediate joint/bursa without ultrasound guidance right at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $296.06 $102.00 – $4,018.00
St. Joseph’s Hospital and Medical Center Phoenix $469.10 $38.62 – $927.46
Arizona General Hospital Laveen Phoenix not published $38.62 – $324.06
Mercy Gilbert Medical Center Gilbert $561.38 $38.50 – $275.00
Banner University Medical Center Tucson Tucson $299.47 $110.00 – $2,082.06
Banner University Medical Center South Tucson $434.78 $110.00 – $2,041.00
Banner Baywood Medical Center Mesa $261.63 $102.00 – $4,018.00
Banner Boswell Medical Center Sun City $221.08 $102.00 – $4,018.00

All Arizona hospitals for this procedure →