Arthrocentesis aspir+/injection small jt/bursa with Ultrasound 20604 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$417.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$155.60 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $155.60 ↓ -63%
Aetna Qualified Health Plan $175.05 ↓ -58%
Health Net Medicaid $189.35 ↓ -55%
Mercy Care Medicaid $189.35 ↓ -55%
Banner University Health Plan University Family Plan $189.35 ↓ -55%
Arizona Physicians IPA Medicaid $189.35 ↓ -55%
Banner University Health Plan AZ Medicaid - AHCCCS $189.35 ↓ -55%
Health Choice Arizona, Inc. Medicaid $189.35 ↓ -55%
Health Choice Arizona, Inc. Medicare Advantage $233.40 ↓ -44%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $311.20 ↓ -26%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $350.10 ↓ -16%
Plotkin Health Plotkin Health $350.10 ↓ -16%
Cigna Healthcare of Arizona, Inc. LocalFlex $360.00 ↓ -14%
Oscar Health Plan Commercial $389.00 ↓ -7%
Health Net Medicare $389.00 ↓ -7%
Health Choice Arizona, Inc. ACA Health Plan $389.00 ↓ -7%
Cigna Healthcare of Arizona, Inc. Commercial $400.00 ↓ -4%
Aetna Medical Rental $410.01 ↓ -2%
Health Net Commerical Exchange Product $420.12 ↑ +1%
Quiktrip Corporation Commercial $420.12 ↑ +1%
Arizona Medical Network Commercial $544.60 ↑ +30%
Provider Network of America Commercial $583.50 ↑ +40%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +127%
Aetna Banner Employee Plans $1,170.00 ↑ +180%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +406%
United Healthcare UHC Core $2,210.00 ↑ +429%
United Healthcare Commercial $2,326.00 ↑ +457%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +484%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +523%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +554%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +679%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +679%
Aetna Joint Venture $4,405.00 ↑ +954%
Aetna Designated Group $4,680.00 ↑ +1020%
Aetna Broad Network $5,506.00 ↑ +1218%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Arthrocentesis aspir+/injection small jt/bursa with Ultrasound 20604 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $451.63 $155.60 – $2,440.42
St. Joseph’s Hospital and Medical Center Phoenix $418.68 $47.92 – $865.84
Arizona General Hospital Laveen Phoenix not published $47.92 – $324.06
Mercy Gilbert Medical Center Gilbert $456.09 $47.92 – $1,427.58
Banner University Medical Center Tucson Tucson $364.82 $134.00 – $536.00
Banner University Medical Center South Tucson $529.64 $134.00 – $2,041.00
Banner Baywood Medical Center Mesa $399.11 $155.60 – $2,440.42
Banner Del Webb Medical Center Sun City West $372.27 $155.60 – $2,114.00

All Arizona hospitals for this procedure →