Artery x-rays lung at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,053.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,993.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$110.31 with Blue Cross Blue Shield of Arizona vs $14,487.17 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $110.31 | ↓ -90% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $283.53 | ↓ -73% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $302.44 | ↓ -71% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $317.56 | ↓ -70% |
| Blue Cross Blue Shield of Arizona | Commercial | $378.04 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $378.04 | ↓ -64% |
| Aetna | Medicare Advantage | $998.60 | ↓ -5% |
| Aetna | Qualified Health Plan | $1,123.42 | ↑ +7% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,497.90 | ↑ +42% |
| Aetna | Banner Employee Plans | $1,677.65 | ↑ +59% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,997.20 | ↑ +90% |
| Arizona Physicians IPA | Medicaid | $2,074.70 | ↑ +97% |
| Health Net | Medicaid | $2,074.70 | ↑ +97% |
| Health Choice Arizona, Inc. | Medicaid | $2,074.70 | ↑ +97% |
| Mercy Care | Medicaid | $2,074.70 | ↑ +97% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,074.70 | ↑ +97% |
| Banner University Health Plan | University Family Plan | $2,074.70 | ↑ +97% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,246.85 | ↑ +113% |
| Plotkin Health | Plotkin Health | $2,246.85 | ↑ +113% |
| Aetna | Joint Venture | $2,306.77 | ↑ +119% |
| Aetna | Designated Group | $2,451.56 | ↑ +133% |
| Health Net | Medicare | $2,496.50 | ↑ +137% |
| Oscar Health Plan | Commercial | $2,496.50 | ↑ +137% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,496.50 | ↑ +137% |
| Aetna | Medical Rental | $2,631.31 | ↑ +150% |
| Quiktrip Corporation | Commercial | $2,696.22 | ↑ +156% |
| Health Net | Commerical Exchange Product | $2,696.22 | ↑ +156% |
| Aetna | Broad Network | $2,880.96 | ↑ +173% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $3,280.40 | ↑ +211% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,430.19 | ↑ +226% |
| Arizona Medical Network | Commercial | $3,495.10 | ↑ +232% |
| Provider Network of America | Commercial | $3,744.75 | ↑ +255% |
| United Healthcare | UHC Doctor's Plan | $12,286.55 | ↑ +1066% |
| United Healthcare | UHC Core | $13,389.06 | ↑ +1171% |
| United Healthcare | Commercial | $14,487.17 | ↑ +1275% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Artery x-rays lung at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $983.62 | $283.53 – $12,286.55 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $4,020.55 | $136.25 – $8,314.75 |
| Banner University Medical Center Tucson | Tucson | $937.24 | $241.90 – $14,487.17 |
| Banner University Medical Center South | Tucson | $1,163.99 | $170.38 – $14,487.17 |
| Banner Baywood Medical Center | Mesa | $1,048.53 | $283.53 – $12,286.55 |
| Banner Boswell Medical Center | Sun City | $1,378.07 | $216.50 – $12,286.55 |
| Banner Casa Grande Medical Center | Casa Grande | $1,048.53 | $166.04 – $11,792.62 |
| Banner Del Webb Medical Center | Sun City West | $1,153.38 | $110.31 – $12,286.55 |