Apply of finger splint 29131 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$20.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$152.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.40 with Aetna vs $451.76 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $30.40 ↑ +45%
Aetna Qualified Health Plan $34.20 ↑ +63%
Health Choice Arizona, Inc. Medicaid $40.35 ↑ +92%
Banner University Health Plan University Family Plan $40.35 ↑ +92%
Health Net Medicaid $40.35 ↑ +92%
Banner University Health Plan AZ Medicaid - AHCCCS $40.35 ↑ +92%
Mercy Care Medicaid $40.35 ↑ +92%
Arizona Physicians IPA Medicaid $40.35 ↑ +92%
Health Choice Arizona, Inc. Medicare Advantage $45.60 ↑ +117%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $60.80 ↑ +190%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $68.40 ↑ +226%
Plotkin Health Plotkin Health $68.40 ↑ +226%
Aetna Joint Venture $70.22 ↑ +235%
Aetna Designated Group $74.63 ↑ +256%
Health Net Medicare $76.00 ↑ +262%
Oscar Health Plan Commercial $76.00 ↑ +262%
Health Choice Arizona, Inc. ACA Health Plan $76.00 ↑ +262%
Aetna Medical Rental $80.10 ↑ +282%
Aetna Banner Employee Plans $81.00 ↑ +286%
Health Net Commerical Exchange Product $82.08 ↑ +291%
Quiktrip Corporation Commercial $82.08 ↑ +291%
Aetna Broad Network $87.70 ↑ +318%
Arizona Medical Network Commercial $106.40 ↑ +407%
Provider Network of America Commercial $114.00 ↑ +443%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $131.82 ↑ +528%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +868%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +972%
United Healthcare UHC Doctor's Plan $241.00 ↑ +1049%
United Healthcare UHC Core $252.00 ↑ +1101%
United Healthcare Commercial $265.00 ↑ +1163%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $338.82 ↑ +1515%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $361.41 ↑ +1623%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $379.48 ↑ +1709%
Blue Cross Blue Shield of Arizona Commercial $451.76 ↑ +2053%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $451.76 ↑ +2053%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Apply of finger splint 29131 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $36.48 – $65.21
St. Joseph’s Hospital and Medical Center Phoenix not published $36.48 – $65.21
Banner University Medical Center Tucson Tucson $105.45 $40.35 – $313.60
Banner University Medical Center South Tucson $74.09 $40.35 – $313.60
Banner Casa Grande Medical Center Casa Grande $23.26 $30.40 – $235.00
Banner Ironwood Medical Center San Tan Valley $9.58 $30.40 – $338.82
Banner Gateway Medical Center Gilbert $44.23 $30.40 – $338.82
Banner Goldfield Medical Center Apache Junction $27.51 $30.40 – $241.00

All Arizona hospitals for this procedure →