Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$323.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$624.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$209.66 with Aetna vs $4,357.45 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $209.66 ↓ -35%
Plotkin Health Plotkin Health $280.80 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $280.80 ↓ -13%
Aetna Joint Venture $288.29 ↓ -11%
United Healthcare UHC Doctor's Plan $302.64 ↓ -6%
Aetna Designated Group $306.38 ↓ -5%
United Healthcare UHC Core $316.37 ↓ -2%
Aetna Medical Rental $328.85 ↑ +2%
United Healthcare Commercial $333.22 ↑ +3%
Quiktrip Corporation Commercial $336.96 ↑ +4%
Aetna Broad Network $360.05 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $409.97 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $428.69 ↑ +33%
Arizona Medical Network Commercial $436.80 ↑ +35%
Provider Network of America Commercial $468.00 ↑ +45%
Banner University Health Plan University Family Plan $1,243.64 ↑ +285%
Health Choice Arizona, Inc. Medicaid $1,243.64 ↑ +285%
Health Net Medicaid $1,243.64 ↑ +285%
Arizona Physicians IPA Medicaid $1,243.64 ↑ +285%
Banner University Health Plan AZ Medicaid - AHCCCS $1,243.64 ↑ +285%
Mercy Care Medicaid $1,243.64 ↑ +285%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↑ +293%
Wellpoint Medicare Advantage HMO $1,949.63 ↑ +503%
Aetna Medicare Advantage $1,949.63 ↑ +503%
Arizona Physicians IPA Medicare Advantage $1,949.63 ↑ +503%
Banner Health Medicare Advantage $1,949.63 ↑ +503%
Banner University Health Plan Medicare Advantage $1,949.63 ↑ +503%
Banner University Health Plan University Care Advantage $1,949.63 ↑ +503%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,949.63 ↑ +503%
Care 1st Medicare Advantage $1,949.63 ↑ +503%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,949.63 ↑ +503%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,949.63 ↑ +503%
Gila River Health Care Corporation Managed Care Program $1,949.63 ↑ +503%
Health Choice Arizona, Inc. Medicare Advantage $1,949.63 ↑ +503%
Health Net Medicare $1,949.63 ↑ +503%
Kaiser Foundation Health Plan Medicare Advantage $1,949.63 ↑ +503%
Mercy Care Mercy Care Advantage $1,949.63 ↑ +503%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,949.63 ↑ +503%
United Healthcare Medicare Advantage $1,949.63 ↑ +503%
UPMC Health Plan Medicare Advantage $1,949.63 ↑ +503%
Humana Medicare Advantage $2,008.12 ↑ +521%
Devoted Health Services Medicare Advantage $2,047.11 ↑ +533%
Carelon Medicare Advantage $2,047.11 ↑ +533%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $2,144.59 ↑ +563%
Gold Kidney Health Plan Medicare Advantage $2,144.59 ↑ +563%
NaphCare Federal $2,632.00 ↑ +714%
Aetna Qualified Health Plan $2,651.50 ↑ +720%
United Healthcare Individual Exchange $2,729.48 ↑ +744%
Health Net Commerical Exchange Product $2,885.45 ↑ +793%
Health Choice Arizona, Inc. ACA Health Plan $2,924.45 ↑ +805%
Oscar Health Plan Commercial $3,216.89 ↑ +895%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +911%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +978%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +1032%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +1248%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +1248%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $1,844.30 $97.27 – $3,618.99
Arizona General Hospital Laveen Phoenix not published $97.27 – $2,008.12
Mercy Gilbert Medical Center Gilbert $1,333.82 $97.27 – $4,174.94
Banner Baywood Medical Center Mesa $239.62 $209.66 – $3,216.89
Banner Boswell Medical Center Sun City $150.48 $209.66 – $3,216.89
Banner Casa Grande Medical Center Casa Grande $280.80 $218.40 – $2,924.45
Banner Payson Medical Center Payson $356.30 $253.97 – $561.60
Yavapai Regional Medical Center (East) Prescott $5,234.81 $97.27 – $193.98

All Arizona hospitals for this procedure →