Application finger splntstatic 29130 at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$22.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$164.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$32.80 with Aetna vs $451.76 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $32.80 | ↑ +45% |
| Aetna | Qualified Health Plan | $36.90 | ↑ +63% |
| Health Choice Arizona, Inc. | Medicare Advantage | $49.20 | ↑ +117% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $65.60 | ↑ +190% |
| Plotkin Health | Plotkin Health | $73.80 | ↑ +226% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $73.80 | ↑ +226% |
| Aetna | Joint Venture | $75.77 | ↑ +235% |
| Aetna | Designated Group | $80.52 | ↑ +256% |
| Aetna | Banner Employee Plans | $81.00 | ↑ +258% |
| Banner University Health Plan | University Family Plan | $81.16 | ↑ +259% |
| Health Choice Arizona, Inc. | Medicaid | $81.16 | ↑ +259% |
| Health Net | Medicaid | $81.16 | ↑ +259% |
| Mercy Care | Medicaid | $81.16 | ↑ +259% |
| Arizona Physicians IPA | Medicaid | $81.16 | ↑ +259% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $81.16 | ↑ +259% |
| Health Net | Medicare | $82.00 | ↑ +262% |
| Oscar Health Plan | Commercial | $82.00 | ↑ +262% |
| Health Choice Arizona, Inc. | ACA Health Plan | $82.00 | ↑ +262% |
| Aetna | Medical Rental | $86.43 | ↑ +282% |
| Health Net | Commerical Exchange Product | $88.56 | ↑ +291% |
| Quiktrip Corporation | Commercial | $88.56 | ↑ +291% |
| Aetna | Broad Network | $94.63 | ↑ +318% |
| Arizona Medical Network | Commercial | $114.80 | ↑ +407% |
| Provider Network of America | Commercial | $123.00 | ↑ +444% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $131.82 | ↑ +483% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $203.00 | ↑ +797% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $225.00 | ↑ +894% |
| United Healthcare | UHC Doctor's Plan | $241.00 | ↑ +965% |
| United Healthcare | UHC Core | $252.00 | ↑ +1014% |
| United Healthcare | Commercial | $265.00 | ↑ +1071% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $338.82 | ↑ +1397% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $361.41 | ↑ +1497% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $379.48 | ↑ +1577% |
| Blue Cross Blue Shield of Arizona | Commercial | $451.76 | ↑ +1896% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $451.76 | ↑ +1896% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Application finger splntstatic 29130 at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $30.40 – $141.51 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $30.40 – $141.50 |
| Mercy Gilbert Medical Center | Gilbert | $77.00 | $30.40 – $241.01 |
| Banner University Medical Center Tucson | Tucson | $88.23 | $65.60 – $289.07 |
| Banner University Medical Center South | Tucson | $61.99 | $65.60 – $268.00 |
| Banner Casa Grande Medical Center | Casa Grande | $29.52 | $32.80 – $235.00 |
| Banner Desert Medical Center | Mesa | $24.60 | $32.80 – $338.82 |
| Banner Gateway Medical Center | Gilbert | $47.72 | $32.80 – $338.82 |