Appl multlay comprs arm/hand at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$119.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$231.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.80 with Aetna vs $451.76 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $30.80 ↓ -74%
Aetna Qualified Health Plan $34.65 ↓ -71%
Health Choice Arizona, Inc. Medicare Advantage $46.20 ↓ -61%
Aetna Banner Employee Plans $51.74 ↓ -57%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $61.60 ↓ -49%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $69.30 ↓ -42%
Plotkin Health Plotkin Health $69.30 ↓ -42%
Aetna Joint Venture $71.15 ↓ -41%
United Healthcare UHC Doctor's Plan $74.69 ↓ -38%
Aetna Designated Group $75.61 ↓ -37%
Health Net Medicare $77.00 ↓ -36%
Oscar Health Plan Commercial $77.00 ↓ -36%
Health Choice Arizona, Inc. ACA Health Plan $77.00 ↓ -36%
United Healthcare UHC Core $78.08 ↓ -35%
Aetna Medical Rental $81.16 ↓ -32%
United Healthcare Commercial $82.24 ↓ -31%
Quiktrip Corporation Commercial $83.16 ↓ -31%
Health Net Commerical Exchange Product $83.16 ↓ -31%
Aetna Broad Network $88.86 ↓ -26%
Cigna Healthcare of Arizona, Inc. LocalFlex $101.18 ↓ -15%
Arizona Physicians IPA Medicaid $102.36 ↓ -14%
Banner University Health Plan AZ Medicaid - AHCCCS $102.36 ↓ -14%
Banner University Health Plan University Family Plan $102.36 ↓ -14%
Health Choice Arizona, Inc. Medicaid $102.36 ↓ -14%
Health Net Medicaid $102.36 ↓ -14%
Mercy Care Medicaid $102.36 ↓ -14%
Cigna Healthcare of Arizona, Inc. Commercial $105.80 ↓ -12%
Arizona Medical Network Commercial $107.80 ↓ -10%
Provider Network of America Commercial $115.50 ↓ -3%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $131.82 ↑ +10%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $338.82 ↑ +183%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $361.41 ↑ +202%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $379.48 ↑ +217%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $451.76 ↑ +278%
Blue Cross Blue Shield of Arizona Commercial $451.76 ↑ +278%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Appl multlay comprs arm/hand at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $172.67 $16.45 – $357.08
Arizona General Hospital Laveen Phoenix not published $16.45 – $173.23
Banner Baywood Medical Center Mesa $88.70 $30.80 – $338.82
Mercy Gilbert Medical Center Gilbert not published $16.45 – $168.18
Yavapai Regional Medical Center (East) Prescott not published $16.45 – $178.28
Arizona General Hospital Mesa Mesa not published $16.45 – $173.23
Chandler Regional Medical Center Chandler not published $16.45 – $74.04

All Arizona hospitals for this procedure →