App high cost ss t/a/l <100sq cm addl <25sq cm at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$42.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$82.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.40 with Aetna vs $2,181.88 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $16.40 | ↓ -61% |
| Aetna | Qualified Health Plan | $18.45 | ↓ -57% |
| Health Choice Arizona, Inc. | Medicare Advantage | $24.60 | ↓ -42% |
| Aetna | Banner Employee Plans | $27.55 | ↓ -35% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $32.80 | ↓ -23% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $36.90 | ↓ -13% |
| Plotkin Health | Plotkin Health | $36.90 | ↓ -13% |
| Aetna | Joint Venture | $37.88 | ↓ -11% |
| United Healthcare | UHC Doctor's Plan | $39.77 | ↓ -6% |
| Aetna | Designated Group | $40.26 | ↓ -5% |
| Health Choice Arizona, Inc. | ACA Health Plan | $41.00 | ↓ -3% |
| Oscar Health Plan | Commercial | $41.00 | ↓ -3% |
| Health Net | Medicare | $41.00 | ↓ -3% |
| United Healthcare | UHC Core | $41.57 | ↓ -2% |
| Aetna | Medical Rental | $43.21 | ↑ +2% |
| United Healthcare | Commercial | $43.79 | ↑ +3% |
| Health Net | Commerical Exchange Product | $44.28 | ↑ +4% |
| Quiktrip Corporation | Commercial | $44.28 | ↑ +4% |
| Aetna | Broad Network | $47.31 | ↑ +11% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $53.87 | ↑ +27% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $56.33 | ↑ +33% |
| Arizona Medical Network | Commercial | $57.40 | ↑ +35% |
| Provider Network of America | Commercial | $61.50 | ↑ +45% |
| Health Choice Arizona, Inc. | Medicaid | $82.69 | ↑ +95% |
| Health Net | Medicaid | $82.69 | ↑ +95% |
| Mercy Care | Medicaid | $82.69 | ↑ +95% |
| Arizona Physicians IPA | Medicaid | $82.69 | ↑ +95% |
| Banner University Health Plan | University Family Plan | $82.69 | ↑ +95% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $82.69 | ↑ +95% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $636.64 | ↑ +1399% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,636.41 | ↑ +3752% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,745.50 | ↑ +4009% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,832.76 | ↑ +4214% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,181.88 | ↑ +5036% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,181.88 | ↑ +5036% |
Visitor-reported prices
Comments
App high cost ss t/a/l <100sq cm addl <25sq cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,182.29 | $17.52 – $1,187.47 |
| Arizona General Hospital Laveen | Phoenix | not published | $17.52 – $1,026.23 |
| Mercy Gilbert Medical Center | Gilbert | $666.91 | $17.52 – $2,087.47 |
| Banner Baywood Medical Center | Mesa | $31.49 | $16.40 – $1,636.41 |
| Banner Casa Grande Medical Center | Casa Grande | $36.90 | $16.40 – $958.32 |
| Banner Payson Medical Center | Payson | $46.82 | $33.37 – $73.80 |
| Yavapai Regional Medical Center (East) | Prescott | $2,617.04 | $17.52 – $31.35 |
| Chandler Regional Medical Center | Chandler | $726.55 | $17.52 – $2,277.24 |