Amputation toe metatarsophalangeal joint at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,825.95

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,525.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,184.40 with Aetna vs $5,705.98 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $1,184.40 ↓ -35%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -30%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,586.25 ↓ -13%
Plotkin Health Plotkin Health $1,586.25 ↓ -13%
Aetna Joint Venture $1,628.55 ↓ -11%
United Healthcare UHC Doctor's Plan $1,709.62 ↓ -6%
Aetna Designated Group $1,730.78 ↓ -5%
United Healthcare UHC Core $1,787.17 ↓ -2%
Aetna Medical Rental $1,857.67 ↑ +2%
United Healthcare Commercial $1,882.35 ↑ +3%
Quiktrip Corporation Commercial $1,903.50 ↑ +4%
Aetna Broad Network $2,033.92 ↑ +11%
Banner University Health Plan AZ Medicaid - AHCCCS $2,052.04 ↑ +12%
Health Choice Arizona, Inc. Medicaid $2,052.04 ↑ +12%
Banner University Health Plan University Family Plan $2,052.04 ↑ +12%
Health Net Medicaid $2,052.04 ↑ +12%
Mercy Care Medicaid $2,052.04 ↑ +12%
Arizona Physicians IPA Medicaid $2,052.04 ↑ +12%
Cigna Healthcare of Arizona, Inc. LocalFlex $2,315.93 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $2,421.68 ↑ +33%
Arizona Medical Network Commercial $2,467.50 ↑ +35%
Provider Network of America Commercial $2,643.75 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +79%
Wellpoint Medicare Advantage HMO $3,458.17 ↑ +89%
Aetna Medicare Advantage $3,458.17 ↑ +89%
Arizona Physicians IPA Medicare Advantage $3,458.17 ↑ +89%
Banner Health Medicare Advantage $3,458.17 ↑ +89%
Banner University Health Plan Medicare Advantage $3,458.17 ↑ +89%
Banner University Health Plan University Care Advantage $3,458.17 ↑ +89%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,458.17 ↑ +89%
Care 1st Medicare Advantage $3,458.17 ↑ +89%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,458.17 ↑ +89%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,458.17 ↑ +89%
Gila River Health Care Corporation Managed Care Program $3,458.17 ↑ +89%
Health Choice Arizona, Inc. Medicare Advantage $3,458.17 ↑ +89%
Health Net Medicare $3,458.17 ↑ +89%
Kaiser Foundation Health Plan Medicare Advantage $3,458.17 ↑ +89%
Mercy Care Mercy Care Advantage $3,458.17 ↑ +89%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,458.17 ↑ +89%
United Healthcare Medicare Advantage $3,458.17 ↑ +89%
UPMC Health Plan Medicare Advantage $3,458.17 ↑ +89%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +91%
Humana Medicare Advantage $3,561.92 ↑ +95%
Devoted Health Services Medicare Advantage $3,631.08 ↑ +99%
Carelon Medicare Advantage $3,631.08 ↑ +99%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +100%
Gold Kidney Health Plan Medicare Advantage $3,803.99 ↑ +108%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3,803.99 ↑ +108%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +139%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +139%
NaphCare Federal $4,668.53 ↑ +156%
Aetna Qualified Health Plan $4,703.11 ↑ +158%
United Healthcare Individual Exchange $4,841.44 ↑ +165%
Health Net Commerical Exchange Product $5,118.09 ↑ +180%
Health Choice Arizona, Inc. ACA Health Plan $5,187.26 ↑ +184%
Oscar Health Plan Commercial $5,705.98 ↑ +212%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Amputation toe metatarsophalangeal joint at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $2,052.04 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $186.32 – $3,561.92
St. Joseph’s Hospital and Medical Center Phoenix not published $186.32 – $3,561.92
Yavapai Regional Medical Center (East) Prescott $4,760.68 $186.32 – $371.00
Mercy Gilbert Medical Center Gilbert not published $186.32 – $3,458.17
Banner University Medical Center Tucson Tucson not published $2,052.04 – $2,788.18
Banner University Medical Center South Tucson not published $1,963.82 – $2,052.04
Banner Baywood Medical Center Mesa not published $2,052.04 – $3,268.08

All Arizona hospitals for this procedure →