Amputation toe interphalangeal joint at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,051.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,961.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,271.44 with Blue Cross Blue Shield of Arizona vs $5,705.98 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -38%
Aetna Banner Employee Plans $1,330.90 ↓ -35%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,782.45 ↓ -13%
Plotkin Health Plotkin Health $1,782.45 ↓ -13%
Aetna Joint Venture $1,829.98 ↓ -11%
United Healthcare UHC Doctor's Plan $1,921.09 ↓ -6%
Aetna Designated Group $1,944.85 ↓ -5%
United Healthcare UHC Core $2,008.23 ↓ -2%
Health Net Medicaid $2,052.04 ↑ +0%
Banner University Health Plan University Family Plan $2,052.04 ↑ +0%
Banner University Health Plan AZ Medicaid - AHCCCS $2,052.04 ↑ +0%
Health Choice Arizona, Inc. Medicaid $2,052.04 ↑ +0%
Arizona Physicians IPA Medicaid $2,052.04 ↑ +0%
Mercy Care Medicaid $2,052.04 ↑ +0%
Aetna Medical Rental $2,087.45 ↑ +2%
United Healthcare Commercial $2,115.17 ↑ +3%
Quiktrip Corporation Commercial $2,138.94 ↑ +4%
Aetna Broad Network $2,285.50 ↑ +11%
Cigna Healthcare of Arizona, Inc. LocalFlex $2,602.38 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $2,721.21 ↑ +33%
Arizona Medical Network Commercial $2,772.70 ↑ +35%
Provider Network of America Commercial $2,970.75 ↑ +45%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +59%
Wellpoint Medicare Advantage HMO $3,458.17 ↑ +69%
Aetna Medicare Advantage $3,458.17 ↑ +69%
Arizona Physicians IPA Medicare Advantage $3,458.17 ↑ +69%
Banner Health Medicare Advantage $3,458.17 ↑ +69%
Banner University Health Plan Medicare Advantage $3,458.17 ↑ +69%
Banner University Health Plan University Care Advantage $3,458.17 ↑ +69%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,458.17 ↑ +69%
Care 1st Medicare Advantage $3,458.17 ↑ +69%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,458.17 ↑ +69%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,458.17 ↑ +69%
Gila River Health Care Corporation Managed Care Program $3,458.17 ↑ +69%
Health Choice Arizona, Inc. Medicare Advantage $3,458.17 ↑ +69%
Health Net Medicare $3,458.17 ↑ +69%
Kaiser Foundation Health Plan Medicare Advantage $3,458.17 ↑ +69%
Mercy Care Mercy Care Advantage $3,458.17 ↑ +69%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,458.17 ↑ +69%
United Healthcare Medicare Advantage $3,458.17 ↑ +69%
UPMC Health Plan Medicare Advantage $3,458.17 ↑ +69%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +70%
Humana Medicare Advantage $3,561.92 ↑ +74%
Devoted Health Services Medicare Advantage $3,631.08 ↑ +77%
Carelon Medicare Advantage $3,631.08 ↑ +77%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +78%
Gold Kidney Health Plan Medicare Advantage $3,803.99 ↑ +85%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3,803.99 ↑ +85%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +112%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +112%
NaphCare Federal $4,668.53 ↑ +128%
Aetna Qualified Health Plan $4,703.11 ↑ +129%
United Healthcare Individual Exchange $4,841.44 ↑ +136%
Health Net Commerical Exchange Product $5,118.09 ↑ +149%
Health Choice Arizona, Inc. ACA Health Plan $5,187.26 ↑ +153%
Oscar Health Plan Commercial $5,705.98 ↑ +178%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Amputation toe interphalangeal joint at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $2,052.04 – $3,268.08
Arizona General Hospital Laveen Phoenix not published $181.67 – $3,561.92
St. Joseph’s Hospital and Medical Center Phoenix not published $181.67 – $3,561.92
Banner Page Hospital Page $450.75 $169.02 – $909.15
Yavapai Regional Medical Center (East) Prescott $5,651.08 $181.67 – $380.54
Mercy Gilbert Medical Center Gilbert not published $181.67 – $3,458.17
Banner University Medical Center Tucson Tucson not published $2,052.04 – $2,788.18
Banner University Medical Center South Tucson not published $1,963.82 – $2,052.04

All Arizona hospitals for this procedure →