Alpha-fetoprotein tumor marker at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$8.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$51.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.77 with Wellpoint vs $76.87 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicare Advantage HMO $16.77 ↑ +106%
Aetna Medicare Advantage $16.77 ↑ +106%
Arizona Physicians IPA Medicaid $16.77 ↑ +106%
Arizona Physicians IPA Medicare Advantage $16.77 ↑ +106%
Banner Health Medicare Advantage $16.77 ↑ +106%
Banner University Health Plan AZ Medicaid - AHCCCS $16.77 ↑ +106%
Banner University Health Plan Medicare Advantage $16.77 ↑ +106%
Banner University Health Plan University Care Advantage $16.77 ↑ +106%
Banner University Health Plan University Family Plan $16.77 ↑ +106%
Blue Cross Blue Shield of Arizona Medicare Advantage $16.77 ↑ +106%
Care 1st Medicare Advantage $16.77 ↑ +106%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $16.77 ↑ +106%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $16.77 ↑ +106%
Gila River Health Care Corporation Managed Care Program $16.77 ↑ +106%
Health Choice Arizona, Inc. Medicaid $16.77 ↑ +106%
Health Choice Arizona, Inc. Medicare Advantage $16.77 ↑ +106%
Health Net Medicaid $16.77 ↑ +106%
Health Net Medicare $16.77 ↑ +106%
Kaiser Foundation Health Plan Medicare Advantage $16.77 ↑ +106%
Mercy Care Medicaid $16.77 ↑ +106%
Mercy Care Mercy Care Advantage $16.77 ↑ +106%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $16.77 ↑ +106%
United Healthcare Medicare Advantage $16.77 ↑ +106%
UPMC Health Plan Medicare Advantage $16.77 ↑ +106%
Aetna Banner Employee Plans $17.14 ↑ +110%
Humana Medicare Advantage $17.27 ↑ +112%
Carelon Medicare Advantage $17.61 ↑ +116%
Devoted Health Services Medicare Advantage $17.61 ↑ +116%
Gold Kidney Health Plan Medicare Advantage $18.45 ↑ +126%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $18.45 ↑ +126%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $22.43 ↑ +175%
NaphCare Federal $22.64 ↑ +177%
Aetna Qualified Health Plan $22.81 ↑ +180%
Plotkin Health Plotkin Health $22.95 ↑ +181%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $22.95 ↑ +181%
United Healthcare Individual Exchange $23.48 ↑ +188%
Health Net Commerical Exchange Product $24.82 ↑ +204%
Health Choice Arizona, Inc. ACA Health Plan $25.16 ↑ +208%
Aetna Medical Rental $26.88 ↑ +229%
Quiktrip Corporation Commercial $27.54 ↑ +238%
Oscar Health Plan Commercial $27.67 ↑ +239%
Cigna Healthcare of Arizona, Inc. LocalFlex $29.43 ↑ +261%
United Healthcare UHC Doctor's Plan $31.02 ↑ +280%
Cigna Healthcare of Arizona, Inc. Commercial $32.70 ↑ +301%
United Healthcare UHC Core $34.29 ↑ +320%
Arizona Medical Network Commercial $35.70 ↑ +338%
United Healthcare Commercial $37.74 ↑ +363%
Provider Network of America Commercial $38.25 ↑ +369%
Aetna Joint Venture $56.31 ↑ +590%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $57.65 ↑ +606%
Aetna Designated Group $59.84 ↑ +633%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $61.50 ↑ +654%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $64.57 ↑ +691%
Aetna Broad Network $70.40 ↑ +763%
Blue Cross Blue Shield of Arizona Commercial $76.87 ↑ +842%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $76.87 ↑ +842%

Visitor-reported prices

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Alpha-fetoprotein tumor marker at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $8.06 $16.77 – $38.25
Arizona General Hospital Laveen Phoenix $65.96 $10.06 – $81.59
St. Joseph’s Hospital and Medical Center Phoenix $99.71 $7.04 – $52.93
Mercy Gilbert Medical Center Gilbert $150.80 $9.40 – $51.66
Banner University Medical Center Tucson Tucson $8.26 $16.77 – $40.80
Banner University Medical Center South Tucson $7.96 $16.77 – $40.80
Banner Baywood Medical Center Mesa $6.48 $16.77 – $38.25
Banner Boswell Medical Center Sun City $7.70 $16.77 – $40.80

All Arizona hospitals for this procedure →