Aep thrshld est mlt freq i&r at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$508.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,546.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$101.09 with Blue Cross Blue Shield of Arizona vs $1,159.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $101.09 | ↓ -80% |
| Health Choice Arizona, Inc. | Medicaid | $191.73 | ↓ -62% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $191.73 | ↓ -62% |
| Mercy Care | Medicaid | $191.73 | ↓ -62% |
| Banner University Health Plan | University Family Plan | $191.73 | ↓ -62% |
| Health Net | Medicaid | $191.73 | ↓ -62% |
| Arizona Physicians IPA | Medicaid | $191.73 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $259.84 | ↓ -49% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $277.16 | ↓ -46% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $291.02 | ↓ -43% |
| Wellpoint | Medicare Advantage HMO | $331.90 | ↓ -35% |
| Aetna | Medicare Advantage | $331.90 | ↓ -35% |
| Arizona Physicians IPA | Medicare Advantage | $331.90 | ↓ -35% |
| Banner Health | Medicare Advantage | $331.90 | ↓ -35% |
| Banner University Health Plan | Medicare Advantage | $331.90 | ↓ -35% |
| Banner University Health Plan | University Care Advantage | $331.90 | ↓ -35% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $331.90 | ↓ -35% |
| Care 1st | Medicare Advantage | $331.90 | ↓ -35% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $331.90 | ↓ -35% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $331.90 | ↓ -35% |
| Gila River Health Care Corporation | Managed Care Program | $331.90 | ↓ -35% |
| Health Choice Arizona, Inc. | Medicare Advantage | $331.90 | ↓ -35% |
| Health Net | Medicare | $331.90 | ↓ -35% |
| Kaiser Foundation Health Plan | Medicare Advantage | $331.90 | ↓ -35% |
| Mercy Care | Mercy Care Advantage | $331.90 | ↓ -35% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $331.90 | ↓ -35% |
| United Healthcare | Medicare Advantage | $331.90 | ↓ -35% |
| UPMC Health Plan | Medicare Advantage | $331.90 | ↓ -35% |
| Humana | Medicare Advantage | $341.86 | ↓ -33% |
| Blue Cross Blue Shield of Arizona | Commercial | $346.45 | ↓ -32% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $346.45 | ↓ -32% |
| Devoted Health Services | Medicare Advantage | $348.50 | ↓ -31% |
| Carelon | Medicare Advantage | $348.50 | ↓ -31% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $365.09 | ↓ -28% |
| Gold Kidney Health Plan | Medicare Advantage | $365.09 | ↓ -28% |
| NaphCare | Federal | $448.06 | ↓ -12% |
| Aetna | Qualified Health Plan | $451.38 | ↓ -11% |
| United Healthcare | Individual Exchange | $464.66 | ↓ -9% |
| Health Net | Commerical Exchange Product | $491.21 | ↓ -3% |
| Health Choice Arizona, Inc. | ACA Health Plan | $497.85 | ↓ -2% |
| Aetna | Banner Employee Plans | $519.46 | ↑ +2% |
| Oscar Health Plan | Commercial | $547.63 | ↑ +8% |
| Plotkin Health | Plotkin Health | $695.70 | ↑ +37% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $695.70 | ↑ +37% |
| Aetna | Joint Venture | $714.25 | ↑ +40% |
| United Healthcare | UHC Doctor's Plan | $749.81 | ↑ +47% |
| Aetna | Designated Group | $759.09 | ↑ +49% |
| United Healthcare | UHC Core | $783.82 | ↑ +54% |
| Aetna | Medical Rental | $814.74 | ↑ +60% |
| United Healthcare | Commercial | $825.56 | ↑ +62% |
| Quiktrip Corporation | Commercial | $834.84 | ↑ +64% |
| Aetna | Broad Network | $892.04 | ↑ +75% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,015.72 | ↑ +100% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,062.10 | ↑ +109% |
| Arizona Medical Network | Commercial | $1,082.20 | ↑ +113% |
| Provider Network of America | Commercial | $1,159.50 | ↑ +128% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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Aep thrshld est mlt freq i&r at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $462.64 | $191.73 – $1,159.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $642.53 | $118.01 – $1,328.78 |
| Banner University Medical Center Tucson | Tucson | $252.70 | $191.73 – $577.60 |
| Banner University Medical Center South | Tucson | $213.41 | $156.14 – $577.60 |
| Banner Baywood Medical Center | Mesa | $389.68 | $191.73 – $1,159.50 |
| Banner Boswell Medical Center | Sun City | $372.83 | $191.73 – $1,236.80 |
| Banner Del Webb Medical Center | Sun City West | $408.14 | $101.09 – $1,236.80 |
| Banner Desert Medical Center | Mesa | $1,140.95 | $191.73 – $1,159.50 |