Ablation cryo retro lymph node at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4,327.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,089.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$287.87 with Banner University Health Plan vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $287.87 ↓ -93%
Arizona Physicians IPA Medicaid $287.87 ↓ -93%
Health Net Medicaid $287.87 ↓ -93%
Health Choice Arizona, Inc. Medicaid $287.87 ↓ -93%
Banner University Health Plan University Family Plan $287.87 ↓ -93%
Mercy Care Medicaid $287.87 ↓ -93%
Wellpoint Medicare Advantage HMO $465.96 ↓ -89%
Aetna Medicare Advantage $465.96 ↓ -89%
Arizona Physicians IPA Medicare Advantage $465.96 ↓ -89%
Banner Health Medicare Advantage $465.96 ↓ -89%
Banner University Health Plan Medicare Advantage $465.96 ↓ -89%
Banner University Health Plan University Care Advantage $465.96 ↓ -89%
Blue Cross Blue Shield of Arizona Medicare Advantage $465.96 ↓ -89%
Care 1st Medicare Advantage $465.96 ↓ -89%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $465.96 ↓ -89%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $465.96 ↓ -89%
Gila River Health Care Corporation Managed Care Program $465.96 ↓ -89%
Health Choice Arizona, Inc. Medicare Advantage $465.96 ↓ -89%
Health Net Medicare $465.96 ↓ -89%
Kaiser Foundation Health Plan Medicare Advantage $465.96 ↓ -89%
Mercy Care Mercy Care Advantage $465.96 ↓ -89%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $465.96 ↓ -89%
United Healthcare Medicare Advantage $465.96 ↓ -89%
UPMC Health Plan Medicare Advantage $465.96 ↓ -89%
Humana Medicare Advantage $479.94 ↓ -89%
Devoted Health Services Medicare Advantage $489.26 ↓ -89%
Carelon Medicare Advantage $489.26 ↓ -89%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $512.56 ↓ -88%
Gold Kidney Health Plan Medicare Advantage $512.56 ↓ -88%
NaphCare Federal $629.05 ↓ -85%
Aetna Qualified Health Plan $633.71 ↓ -85%
United Healthcare Individual Exchange $652.34 ↓ -85%
Health Net Commerical Exchange Product $689.62 ↓ -84%
Health Choice Arizona, Inc. ACA Health Plan $698.94 ↓ -84%
Oscar Health Plan Commercial $768.83 ↓ -82%
Aetna Banner Employee Plans $1,170.00 ↓ -73%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -71%
United Healthcare UHC Doctor's Plan $2,114.00 ↓ -51%
United Healthcare UHC Core $2,210.00 ↓ -49%
United Healthcare Commercial $2,326.00 ↓ -46%
Plotkin Health Plotkin Health $2,933.55 ↓ -32%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,933.55 ↓ -32%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↓ -24%
Aetna Medical Rental $3,435.51 ↓ -21%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↓ -19%
Quiktrip Corporation Commercial $3,520.26 ↓ -19%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↓ -15%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↓ -7%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +1%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +1%
Aetna Joint Venture $4,405.00 ↑ +2%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +3%
Arizona Medical Network Commercial $4,563.30 ↑ +5%
Aetna Designated Group $4,680.00 ↑ +8%
Provider Network of America Commercial $4,889.25 ↑ +13%
Aetna Broad Network $5,506.00 ↑ +27%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablation cryo retro lymph node at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $295.07 – $479.94
St. Joseph’s Hospital and Medical Center Phoenix not published $295.07 – $479.94
Banner University Medical Center Tucson Tucson $3,988.64 $287.87 – $7,303.20
Mercy Gilbert Medical Center Gilbert not published $295.07 – $465.96
Banner Boswell Medical Center Sun City not published $287.87 – $2,495.41
Banner Gateway Medical Center Gilbert not published $287.87 – $3,268.08
Banner Thunderbird Medical Center Glendale not published $72.99 – $1,271.44
Yavapai Regional Medical Center (East) Prescott not published $295.07 – $493.92

All Arizona hospitals for this procedure →