Ablate bone tumor(s) cryo perq 20983 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$4,185.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,691.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,797.68 with Blue Cross Blue Shield of Arizona vs $12,562.98 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,797.68 ↓ -57%
Aetna Banner Employee Plans $2,633.00 ↓ -37%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↓ -4%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +7%
Banner University Health Plan AZ Medicaid - AHCCCS $4,542.09 ↑ +9%
Arizona Physicians IPA Medicaid $4,542.09 ↑ +9%
Health Net Medicaid $4,542.09 ↑ +9%
Health Choice Arizona, Inc. Medicaid $4,542.09 ↑ +9%
Banner University Health Plan University Family Plan $4,542.09 ↑ +9%
Mercy Care Medicaid $4,542.09 ↑ +9%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $4,620.72 ↑ +10%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $4,928.77 ↑ +18%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $5,175.17 ↑ +24%
Aetna Joint Venture $5,186.00 ↑ +24%
Plotkin Health Plotkin Health $5,260.95 ↑ +26%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $5,260.95 ↑ +26%
Aetna Designated Group $5,511.00 ↑ +32%
Blue Cross Blue Shield of Arizona Commercial $6,160.96 ↑ +47%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $6,160.96 ↑ +47%
Aetna Medical Rental $6,161.16 ↑ +47%
Quiktrip Corporation Commercial $6,313.14 ↑ +51%
Aetna Broad Network $6,483.00 ↑ +55%
Wellpoint Medicare Advantage HMO $7,613.93 ↑ +82%
Aetna Medicare Advantage $7,613.93 ↑ +82%
Arizona Physicians IPA Medicare Advantage $7,613.93 ↑ +82%
Banner Health Medicare Advantage $7,613.93 ↑ +82%
Banner University Health Plan Medicare Advantage $7,613.93 ↑ +82%
Banner University Health Plan University Care Advantage $7,613.93 ↑ +82%
Blue Cross Blue Shield of Arizona Medicare Advantage $7,613.93 ↑ +82%
Care 1st Medicare Advantage $7,613.93 ↑ +82%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $7,613.93 ↑ +82%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $7,613.93 ↑ +82%
Gila River Health Care Corporation Managed Care Program $7,613.93 ↑ +82%
Health Choice Arizona, Inc. Medicare Advantage $7,613.93 ↑ +82%
Health Net Medicare $7,613.93 ↑ +82%
Kaiser Foundation Health Plan Medicare Advantage $7,613.93 ↑ +82%
Mercy Care Mercy Care Advantage $7,613.93 ↑ +82%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $7,613.93 ↑ +82%
United Healthcare Medicare Advantage $7,613.93 ↑ +82%
UPMC Health Plan Medicare Advantage $7,613.93 ↑ +82%
Humana Medicare Advantage $7,842.35 ↑ +87%
Devoted Health Services Medicare Advantage $7,994.63 ↑ +91%
Carelon Medicare Advantage $7,994.63 ↑ +91%
Arizona Medical Network Commercial $8,183.70 ↑ +96%
Gold Kidney Health Plan Medicare Advantage $8,375.32 ↑ +100%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $8,375.32 ↑ +100%
United Healthcare UHC Doctor's Plan $8,578.00 ↑ +105%
Provider Network of America Commercial $8,768.25 ↑ +109%
United Healthcare UHC Core $8,965.00 ↑ +114%
United Healthcare Commercial $9,437.00 ↑ +125%
NaphCare Federal $10,278.81 ↑ +146%
Aetna Qualified Health Plan $10,354.94 ↑ +147%
United Healthcare Individual Exchange $10,659.50 ↑ +155%
Health Net Commerical Exchange Product $11,268.62 ↑ +169%
Health Choice Arizona, Inc. ACA Health Plan $11,420.90 ↑ +173%
Oscar Health Plan Commercial $12,562.98 ↑ +200%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ablate bone tumor(s) cryo perq 20983 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $4,524.42 $2,633.00 – $12,562.98
Arizona General Hospital Laveen Phoenix not published $353.68 – $7,842.35
St. Joseph’s Hospital and Medical Center Phoenix not published $353.68 – $7,842.35
Banner University Medical Center Tucson Tucson $3,313.83 $2,479.00 – $12,562.98
Banner University Medical Center South Tucson $4,810.98 $2,479.00 – $12,562.98
Banner Baywood Medical Center Mesa $3,998.32 $2,633.00 – $12,562.98
Banner Boswell Medical Center Sun City $3,378.70 $2,633.00 – $12,562.98
Banner Desert Medical Center Mesa $4,138.61 $2,633.00 – $12,562.98

All Arizona hospitals for this procedure →