#a/b/c/c/h pnl-candida albicans ab at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$13.49
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$71.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.01 with Wellpoint vs $55.05 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicare Advantage HMO | $12.01 | ↓ -11% |
| Aetna | Medicare Advantage | $12.01 | ↓ -11% |
| Arizona Physicians IPA | Medicaid | $12.01 | ↓ -11% |
| Arizona Physicians IPA | Medicare Advantage | $12.01 | ↓ -11% |
| Banner Health | Medicare Advantage | $12.01 | ↓ -11% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $12.01 | ↓ -11% |
| Banner University Health Plan | Medicare Advantage | $12.01 | ↓ -11% |
| Banner University Health Plan | University Care Advantage | $12.01 | ↓ -11% |
| Banner University Health Plan | University Family Plan | $12.01 | ↓ -11% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $12.01 | ↓ -11% |
| Care 1st | Medicare Advantage | $12.01 | ↓ -11% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $12.01 | ↓ -11% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $12.01 | ↓ -11% |
| Gila River Health Care Corporation | Managed Care Program | $12.01 | ↓ -11% |
| Health Choice Arizona, Inc. | Medicaid | $12.01 | ↓ -11% |
| Health Choice Arizona, Inc. | Medicare Advantage | $12.01 | ↓ -11% |
| Health Net | Medicaid | $12.01 | ↓ -11% |
| Health Net | Medicare | $12.01 | ↓ -11% |
| Kaiser Foundation Health Plan | Medicare Advantage | $12.01 | ↓ -11% |
| Mercy Care | Medicaid | $12.01 | ↓ -11% |
| Mercy Care | Mercy Care Advantage | $12.01 | ↓ -11% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $12.01 | ↓ -11% |
| United Healthcare | Medicare Advantage | $12.01 | ↓ -11% |
| UPMC Health Plan | Medicare Advantage | $12.01 | ↓ -11% |
| Humana | Medicare Advantage | $12.37 | ↓ -8% |
| Carelon | Medicare Advantage | $12.61 | ↓ -7% |
| Devoted Health Services | Medicare Advantage | $12.61 | ↓ -7% |
| Gold Kidney Health Plan | Medicare Advantage | $13.21 | ↓ -2% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $13.21 | ↓ -2% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $16.06 | ↑ +19% |
| NaphCare | Federal | $16.21 | ↑ +20% |
| Aetna | Qualified Health Plan | $16.33 | ↑ +21% |
| United Healthcare | Individual Exchange | $16.81 | ↑ +25% |
| Health Net | Commerical Exchange Product | $17.77 | ↑ +32% |
| Health Choice Arizona, Inc. | ACA Health Plan | $18.02 | ↑ +34% |
| Oscar Health Plan | Commercial | $19.82 | ↑ +47% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $21.09 | ↑ +56% |
| United Healthcare | UHC Doctor's Plan | $22.21 | ↑ +65% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $23.43 | ↑ +74% |
| Aetna | Banner Employee Plans | $23.86 | ↑ +77% |
| United Healthcare | UHC Core | $24.55 | ↑ +82% |
| United Healthcare | Commercial | $27.03 | ↑ +100% |
| Plotkin Health | Plotkin Health | $31.95 | ↑ +137% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $31.95 | ↑ +137% |
| Aetna | Medical Rental | $37.42 | ↑ +177% |
| Quiktrip Corporation | Commercial | $38.34 | ↑ +184% |
| Aetna | Joint Venture | $40.33 | ↑ +199% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $41.29 | ↑ +206% |
| Aetna | Designated Group | $42.85 | ↑ +218% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $44.04 | ↑ +226% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $46.24 | ↑ +243% |
| Arizona Medical Network | Commercial | $49.70 | ↑ +268% |
| Aetna | Broad Network | $50.42 | ↑ +274% |
| Provider Network of America | Commercial | $53.25 | ↑ +295% |
| Blue Cross Blue Shield of Arizona | Commercial | $55.05 | ↑ +308% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $55.05 | ↑ +308% |
Visitor-reported prices
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#a/b/c/c/h pnl-candida albicans ab at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $17.40 | $12.01 – $53.25 |
| Arizona General Hospital Laveen | Phoenix | $15.81 | $7.20 – $58.47 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $26.36 | $5.04 – $53.72 |
| Mercy Gilbert Medical Center | Gilbert | $11.82 | $6.73 – $37.00 |
| Banner University Medical Center Tucson | Tucson | $15.27 | $12.01 – $56.80 |
| Banner University Medical Center South | Tucson | $9.66 | $12.01 – $56.80 |
| Banner Baywood Medical Center | Mesa | $11.93 | $12.01 – $53.25 |
| Banner Boswell Medical Center | Sun City | $12.99 | $12.01 – $56.80 |