Xpos opn fmrl eprst aor uni add-on at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$2,335.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,036.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$804.80 with Aetna vs $5,105.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $804.80 | ↓ -66% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $865.16 | ↓ -63% |
| Health Net | Medicaid | $865.16 | ↓ -63% |
| Health Choice Arizona, Inc. | Medicaid | $865.16 | ↓ -63% |
| Arizona Physicians IPA | Medicaid | $865.16 | ↓ -63% |
| Mercy Care | Mercy Medicaid | $865.16 | ↓ -63% |
| Aetna | Banner Employee Plans | $936.00 | ↓ -60% |
| Aetna | Qualified Health Plan | $1,022.10 | ↓ -56% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,120.89 | ↓ -52% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,120.89 | ↓ -52% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,195.62 | ↓ -49% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,207.20 | ↓ -48% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,255.39 | ↓ -46% |
| Hospice of the Valley | Medicare | $1,408.40 | ↓ -40% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,494.52 | ↓ -36% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,494.52 | ↓ -36% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,494.52 | ↓ -36% |
| Arizona Priority Care | Medicare Advantage | $1,609.60 | ↓ -31% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,810.80 | ↓ -22% |
| Plotkin Health | Plotkin Health | $1,810.80 | ↓ -22% |
| Oscar Health Plan | Commercial | $2,012.00 | ↓ -14% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,012.00 | ↓ -14% |
| Health Net | Medicare | $2,012.00 | ↓ -14% |
| Aetna | Medical Rental | $2,120.65 | ↓ -9% |
| Quiktrip Corporation | Commercial | $2,172.96 | ↓ -7% |
| Health Net | Commerical Exchange Product | $2,172.96 | ↓ -7% |
| Arizona Medical Network | Commercial | $2,816.80 | ↑ +21% |
| Provider Network of America | Commercial | $3,018.00 | ↑ +29% |
| Aetna | Joint Venture | $3,617.00 | ↑ +55% |
| Aetna | Designated Group | $3,843.00 | ↑ +65% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +72% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +91% |
| Aetna | Broad Network | $4,521.00 | ↑ +94% |
| United Healthcare | UHC Doctor's Plan | $4,640.00 | ↑ +99% |
| United Healthcare | UHC Core | $4,850.00 | ↑ +108% |
| United Healthcare | Commercial | $5,105.00 | ↑ +119% |
Visitor-reported prices
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Xpos opn fmrl eprst aor uni add-on at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $2,160.89 | $436.08 – $4,640.00 |
| Arizona General Hospital Laveen | Phoenix | not published | $208.85 – $702.94 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $208.85 – $813.38 |
| Mercy Gilbert Medical Center | Gilbert | $2,175.87 | $208.85 – $6,810.65 |
| Banner Boswell Medical Center | Sun City | $1,744.40 | $804.80 – $4,640.00 |
| Banner Del Webb Medical Center | Sun City West | $1,925.48 | $436.08 – $4,640.00 |
| Banner Desert Medical Center | Mesa | $2,136.74 | $804.80 – $4,640.00 |
| Banner Thunderbird Medical Center | Glendale | $1,859.09 | $72.99 – $4,640.00 |