Vital capacity test at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$42.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$232.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.95 with Aetna vs $275.15 with Oscar Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $77.95 | ↑ +82% |
| Hospice of the Valley | Medicare | $81.20 | ↑ +89% |
| Health Net | Medicaid | $101.17 | ↑ +136% |
| Health Choice Arizona, Inc. | Medicaid | $101.17 | ↑ +136% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $101.17 | ↑ +136% |
| Arizona Physicians IPA | Medicaid | $101.17 | ↑ +136% |
| Mercy Care | Mercy Medicaid | $101.17 | ↑ +136% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $104.40 | ↑ +143% |
| Plotkin Health | Plotkin Health | $104.40 | ↑ +143% |
| Aetna | Joint Venture | $107.18 | ↑ +150% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $108.21 | ↑ +152% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $108.21 | ↑ +152% |
| United Healthcare | UHC Doctor's Plan | $112.52 | ↑ +162% |
| Aetna | Designated Group | $113.91 | ↑ +165% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $115.43 | ↑ +169% |
| United Healthcare | UHC Core | $117.62 | ↑ +174% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $121.20 | ↑ +182% |
| Aetna | Medical Rental | $122.26 | ↑ +185% |
| United Healthcare | Commercial | $123.89 | ↑ +189% |
| Quiktrip Corporation | Commercial | $125.28 | ↑ +192% |
| Aetna | Broad Network | $133.86 | ↑ +212% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $144.28 | ↑ +236% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $144.28 | ↑ +236% |
| Blue Cross Blue Shield of Arizona | Commercial | $144.28 | ↑ +236% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $152.42 | ↑ +255% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $159.38 | ↑ +271% |
| Arizona Medical Network | Commercial | $162.40 | ↑ +278% |
| UPMC Health Plan | Medicare Advantage | $166.76 | ↑ +289% |
| United Healthcare | UHC Medicare Advantage | $166.76 | ↑ +289% |
| Care 1st | Medicare Advantage | $166.76 | ↑ +289% |
| Aetna | Medicare Advantage | $166.76 | ↑ +289% |
| Gila River Health Care Corporation | Managed Care Program | $166.76 | ↑ +289% |
| Banner Health | Medicare Advantage | $166.76 | ↑ +289% |
| Humana | Medicare Advantage | $166.76 | ↑ +289% |
| Health Net | Medicare | $166.76 | ↑ +289% |
| Mercy Care | Mercy Care Advantage | $166.76 | ↑ +289% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $166.76 | ↑ +289% |
| Banner University Health Plan | University Care Advantage | $166.76 | ↑ +289% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $166.76 | ↑ +289% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $166.76 | ↑ +289% |
| Arizona Physicians IPA | Medicare Advantage | $166.76 | ↑ +289% |
| Health Choice Arizona, Inc. | Medicare Advantage | $166.76 | ↑ +289% |
| Kaiser Foundation Health Plan | Medicare Advantage | $166.76 | ↑ +289% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $166.76 | ↑ +289% |
| Wellpoint | Medicare Advantage HMO | $166.76 | ↑ +289% |
| Provider Network of America | Commercial | $174.00 | ↑ +305% |
| Devoted Health Services | Medicare Advantage | $175.10 | ↑ +308% |
| Carelon | Medicare Advantage | $175.10 | ↑ +308% |
| Gold Kidney Health Plan | Medicare Advantage | $183.44 | ↑ +327% |
| Arizona Priority Care | Medicare Advantage | $183.44 | ↑ +327% |
| NaphCare | Federal Prison System | $225.13 | ↑ +425% |
| Aetna | Qualified Health Plan | $226.79 | ↑ +428% |
| United Healthcare | Individual Exchange | $233.46 | ↑ +444% |
| Health Net | Commerical Exchange Product | $246.80 | ↑ +475% |
| Health Choice Arizona, Inc. | ACA Health Plan | $250.14 | ↑ +483% |
| Oscar Health Plan | Commercial | $275.15 | ↑ +541% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Vital capacity test at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $81.90 | $42.10 – $275.15 |
| Arizona General Hospital Laveen | Phoenix | $75.35 | $26.46 – $268.80 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $128.74 | $26.46 – $266.23 |
| Mercy Gilbert Medical Center | Gilbert | $97.17 | $26.46 – $304.15 |
| Banner University Medical Center Tucson | Tucson | $40.51 | $68.58 – $275.15 |
| Banner University Medical Center South | Tucson | $56.13 | $65.02 – $275.15 |
| Banner Baywood Medical Center | Mesa | $61.02 | $77.95 – $275.15 |
| Banner Boswell Medical Center | Sun City | $57.54 | $77.95 – $275.15 |