Ureteral reflux study at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$347.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,649.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$273.41 with Health Choice Arizona, Inc. vs $1,909.17 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $273.41 ↓ -21%
Arizona Physicians IPA Medicaid $273.41 ↓ -21%
Banner University Health Plan AZ Medicaid - AHCCCS $273.41 ↓ -21%
Health Net Medicaid $273.41 ↓ -21%
Mercy Care Mercy Medicaid $273.41 ↓ -21%
United Healthcare UHC Medicare Advantage $428.28 ↑ +23%
UPMC Health Plan Medicare Advantage $428.28 ↑ +23%
Health Net Medicare $428.28 ↑ +23%
Banner Health Medicare Advantage $428.28 ↑ +23%
Gila River Health Care Corporation Managed Care Program $428.28 ↑ +23%
Humana Medicare Advantage $428.28 ↑ +23%
Arizona Physicians IPA Medicare Advantage $428.28 ↑ +23%
Wellpoint Medicare Advantage HMO $428.28 ↑ +23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $428.28 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Advantage $428.28 ↑ +23%
Kaiser Foundation Health Plan Medicare Advantage $428.28 ↑ +23%
Banner University Health Plan University Care Advantage $428.28 ↑ +23%
Mercy Care Mercy Care Advantage $428.28 ↑ +23%
Health Choice Arizona, Inc. Medicare Advantage $428.28 ↑ +23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $428.28 ↑ +23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $428.28 ↑ +23%
Care 1st Medicare Advantage $428.28 ↑ +23%
Aetna Medicare Advantage $428.28 ↑ +23%
Devoted Health Services Medicare Advantage $449.69 ↑ +29%
Carelon Medicare Advantage $449.69 ↑ +29%
Arizona Priority Care Medicare Advantage $471.11 ↑ +35%
Gold Kidney Health Plan Medicare Advantage $471.11 ↑ +35%
Aetna Banner Employee Plans $554.06 ↑ +59%
Hospice of the Valley Medicare $577.15 ↑ +66%
NaphCare Federal Prison System $578.18 ↑ +66%
Aetna Qualified Health Plan $582.46 ↑ +67%
United Healthcare Individual Exchange $599.59 ↑ +72%
Health Net Commerical Exchange Product $633.85 ↑ +82%
Health Choice Arizona, Inc. ACA Health Plan $642.42 ↑ +85%
Oscar Health Plan Commercial $706.66 ↑ +103%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $742.05 ↑ +113%
Plotkin Health Plotkin Health $742.05 ↑ +113%
Aetna Joint Venture $761.84 ↑ +119%
Aetna Designated Group $809.66 ↑ +133%
Aetna Medical Rental $869.02 ↑ +150%
Quiktrip Corporation Commercial $890.46 ↑ +156%
Aetna Broad Network $951.47 ↑ +173%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $983.22 ↑ +183%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $983.22 ↑ +183%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,048.76 ↑ +201%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,083.39 ↑ +211%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,101.19 ↑ +216%
Cigna Healthcare of Arizona, Inc. Commercial $1,132.86 ↑ +226%
Arizona Medical Network Commercial $1,154.30 ↑ +232%
Provider Network of America Commercial $1,236.75 ↑ +255%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,310.95 ↑ +277%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,310.95 ↑ +277%
Blue Cross Blue Shield of Arizona Commercial $1,310.95 ↑ +277%
United Healthcare UHC Doctor's Plan $1,617.92 ↑ +365%
United Healthcare UHC Core $1,763.10 ↑ +407%
United Healthcare Commercial $1,909.17 ↑ +449%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ureteral reflux study at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $654.65 $273.41 – $1,236.75
Banner Baywood Medical Center Mesa $517.79 $273.41 – $1,236.75
Banner Casa Grande Medical Center Casa Grande $324.85 $273.41 – $1,236.75
Banner Desert Medical Center Mesa $461.72 $273.41 – $1,236.75
Banner Gateway Medical Center Gilbert $476.56 $273.41 – $1,236.75
Banner Heart Hospital Mesa $220.97 $273.41 – $1,236.75
Banner Thunderbird Medical Center Glendale $404.00 $72.99 – $1,236.75
Yavapai Regional Medical Center (East) Prescott $2,079.83 $220.29 – $2,382.55

All Arizona hospitals for this procedure →