Tte w or without fol w/cont, com at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$623.12
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,533.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$518.51 with Arizona Physicians IPA vs $2,341.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $518.51 | ↓ -17% |
| Mercy Care | Mercy Medicaid | $518.51 | ↓ -17% |
| Health Net | Medicaid | $518.51 | ↓ -17% |
| Health Choice Arizona, Inc. | Medicaid | $518.51 | ↓ -17% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $518.51 | ↓ -17% |
| Health Net | Medicare | $842.06 | ↑ +35% |
| United Healthcare | UHC Medicare Advantage | $842.06 | ↑ +35% |
| UPMC Health Plan | Medicare Advantage | $842.06 | ↑ +35% |
| Gila River Health Care Corporation | Managed Care Program | $842.06 | ↑ +35% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $842.06 | ↑ +35% |
| Kaiser Foundation Health Plan | Medicare Advantage | $842.06 | ↑ +35% |
| Care 1st | Medicare Advantage | $842.06 | ↑ +35% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $842.06 | ↑ +35% |
| Health Choice Arizona, Inc. | Medicare Advantage | $842.06 | ↑ +35% |
| Aetna | Medicare Advantage | $842.06 | ↑ +35% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $842.06 | ↑ +35% |
| Humana | Medicare Advantage | $842.06 | ↑ +35% |
| Arizona Physicians IPA | Medicare Advantage | $842.06 | ↑ +35% |
| Wellpoint | Medicare Advantage HMO | $842.06 | ↑ +35% |
| Banner University Health Plan | University Care Advantage | $842.06 | ↑ +35% |
| Mercy Care | Mercy Care Advantage | $842.06 | ↑ +35% |
| Banner Health | Medicare Advantage | $842.06 | ↑ +35% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $842.06 | ↑ +35% |
| Aetna | Banner Employee Plans | $851.09 | ↑ +37% |
| Devoted Health Services | Medicare Advantage | $884.16 | ↑ +42% |
| Carelon | Medicare Advantage | $884.16 | ↑ +42% |
| Hospice of the Valley | Medicare | $886.55 | ↑ +42% |
| Arizona Priority Care | Medicare Advantage | $926.27 | ↑ +49% |
| Gold Kidney Health Plan | Medicare Advantage | $926.27 | ↑ +49% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $957.39 | ↑ +54% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $957.39 | ↑ +54% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,021.22 | ↑ +64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,072.27 | ↑ +72% |
| NaphCare | Federal Prison System | $1,136.78 | ↑ +82% |
| Plotkin Health | Plotkin Health | $1,139.85 | ↑ +83% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,139.85 | ↑ +83% |
| Aetna | Qualified Health Plan | $1,145.20 | ↑ +84% |
| Aetna | Joint Venture | $1,170.25 | ↑ +88% |
| United Healthcare | Individual Exchange | $1,178.88 | ↑ +89% |
| Aetna | Designated Group | $1,243.70 | ↑ +100% |
| Health Net | Commerical Exchange Product | $1,246.25 | ↑ +100% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,263.09 | ↑ +103% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,276.52 | ↑ +105% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,276.52 | ↑ +105% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,276.52 | ↑ +105% |
| Aetna | Medical Rental | $1,334.89 | ↑ +114% |
| Quiktrip Corporation | Commercial | $1,367.82 | ↑ +120% |
| Oscar Health Plan | Commercial | $1,389.40 | ↑ +123% |
| Aetna | Broad Network | $1,461.54 | ↑ +135% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,664.18 | ↑ +167% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,740.17 | ↑ +179% |
| Arizona Medical Network | Commercial | $1,773.10 | ↑ +185% |
| Provider Network of America | Commercial | $1,899.75 | ↑ +205% |
| United Healthcare | UHC Doctor's Plan | $2,128.00 | ↑ +242% |
| United Healthcare | UHC Core | $2,224.00 | ↑ +257% |
| United Healthcare | Commercial | $2,341.00 | ↑ +276% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Tte w or without fol w/cont, com at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $623.12 | $372.47 – $1,899.75 |
| Mercy Gilbert Medical Center | Gilbert | $999.99 | $531.47 – $3,130.05 |
| Banner University Medical Center Tucson | Tucson | $555.15 | $518.51 – $2,135.20 |
| Banner University Medical Center South | Tucson | $760.66 | $518.51 – $2,135.20 |
| Banner Baywood Medical Center | Mesa | $542.06 | $518.51 – $1,899.75 |
| Banner Boswell Medical Center | Sun City | $493.94 | $518.51 – $2,026.40 |
| Banner Del Webb Medical Center | Sun City West | $529.40 | $372.47 – $2,026.40 |
| Banner Desert Medical Center | Mesa | $620.58 | $518.51 – $1,899.75 |