System pacing micra av at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$17,709.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$56,944.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,315.00 with Aetna vs $39,601.68 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $2,315.00 | ↓ -87% |
| Mercy Care | Mercy Medicaid | $2,488.62 | ↓ -86% |
| Arizona Physicians IPA | Medicaid | $2,488.62 | ↓ -86% |
| Health Choice Arizona, Inc. | Medicaid | $2,488.62 | ↓ -86% |
| Health Net | Medicaid | $2,488.62 | ↓ -86% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,488.62 | ↓ -86% |
| Aetna | Qualified Health Plan | $2,940.05 | ↓ -83% |
| Health Choice Arizona, Inc. | Medicare Advantage | $3,472.50 | ↓ -80% |
| Aetna | Banner Employee Plans | $3,889.20 | ↓ -78% |
| Hospice of the Valley | Medicare | $4,051.25 | ↓ -77% |
| Arizona Priority Care | Medicare Advantage | $4,630.00 | ↓ -74% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $5,208.75 | ↓ -71% |
| Plotkin Health | Plotkin Health | $5,208.75 | ↓ -71% |
| Aetna | Joint Venture | $5,278.20 | ↓ -70% |
| Aetna | Designated Group | $5,602.30 | ↓ -68% |
| United Healthcare | UHC Doctor's Plan | $5,613.88 | ↓ -68% |
| Oscar Health Plan | Commercial | $5,787.50 | ↓ -67% |
| Health Net | Medicare | $5,787.50 | ↓ -67% |
| Health Choice Arizona, Inc. | ACA Health Plan | $5,787.50 | ↓ -67% |
| United Healthcare | UHC Core | $5,868.52 | ↓ -67% |
| Aetna | Medical Rental | $6,100.02 | ↓ -66% |
| United Healthcare | Commercial | $6,181.05 | ↓ -65% |
| Quiktrip Corporation | Commercial | $6,250.50 | ↓ -65% |
| Health Net | Commerical Exchange Product | $6,250.50 | ↓ -65% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $6,343.10 | ↓ -64% |
| Aetna | Broad Network | $6,597.75 | ↓ -63% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $6,632.48 | ↓ -63% |
| Arizona Medical Network | Commercial | $8,102.50 | ↓ -54% |
| Provider Network of America | Commercial | $8,681.25 | ↓ -51% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $29,701.26 | ↑ +68% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $29,701.26 | ↑ +68% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $31,681.34 | ↑ +79% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $33,265.16 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | Commercial | $39,601.68 | ↑ +124% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $39,601.68 | ↑ +124% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $39,601.68 | ↑ +124% |
Visitor-reported prices
Comments
System pacing micra av at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $18,581.17 | $2,315.00 – $11,555.20 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $13,455.95 | $805.00 – $5,750.00 |
| Mercy Gilbert Medical Center | Gilbert | $30,025.29 | $1,655.22 – $11,823.00 |
| Banner University Medical Center Tucson | Tucson | $15,392.32 | $2,315.00 – $25,339.80 |
| Banner University Medical Center South | Tucson | $9,566.59 | $2,315.00 – $17,847.76 |
| Banner Baywood Medical Center | Mesa | $13,249.28 | $2,315.00 – $29,701.26 |
| Banner Boswell Medical Center | Sun City | $17,048.07 | $2,315.00 – $22,678.96 |
| Banner Casa Grande Medical Center | Casa Grande | $10,863.64 | $2,315.00 – $17,393.72 |