System cardiomems hosp electronics at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$30,004.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$109,504.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,524.89 with Blue Cross Blue Shield of Arizona vs $32,853.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $2,524.89 | ↓ -92% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,524.89 | ↓ -92% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,693.22 | ↓ -91% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,827.86 | ↓ -91% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,366.52 | ↓ -89% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,366.52 | ↓ -89% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,366.52 | ↓ -89% |
| Arizona Physicians IPA | Medicaid | $6,312.16 | ↓ -79% |
| Aetna | Medicare Advantage | $8,760.80 | ↓ -71% |
| Aetna | Qualified Health Plan | $11,126.22 | ↓ -63% |
| Health Choice Arizona, Inc. | Medicare Advantage | $13,141.20 | ↓ -56% |
| Aetna | Banner Employee Plans | $14,718.14 | ↓ -51% |
| Hospice of the Valley | Medicare | $15,331.40 | ↓ -49% |
| Arizona Priority Care | Medicare Advantage | $17,521.60 | ↓ -42% |
| Plotkin Health | Plotkin Health | $19,711.80 | ↓ -34% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $19,711.80 | ↓ -34% |
| Aetna | Joint Venture | $19,974.62 | ↓ -33% |
| Aetna | Designated Group | $21,201.14 | ↓ -29% |
| United Healthcare | UHC Doctor's Plan | $21,244.94 | ↓ -29% |
| Health Net | Medicare | $21,902.00 | ↓ -27% |
| Health Choice Arizona, Inc. | ACA Health Plan | $21,902.00 | ↓ -27% |
| Oscar Health Plan | Commercial | $21,902.00 | ↓ -27% |
| United Healthcare | UHC Core | $22,208.63 | ↓ -26% |
| Aetna | Medical Rental | $23,084.71 | ↓ -23% |
| United Healthcare | Commercial | $23,391.34 | ↓ -22% |
| Health Net | Commerical Exchange Product | $23,654.16 | ↓ -21% |
| Quiktrip Corporation | Commercial | $23,654.16 | ↓ -21% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $24,004.59 | ↓ -20% |
| Aetna | Broad Network | $24,968.28 | ↓ -17% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $25,099.69 | ↓ -16% |
| Arizona Medical Network | Commercial | $30,662.80 | ↑ +2% |
| Provider Network of America | Commercial | $32,853.00 | ↑ +9% |
Visitor-reported prices
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System cardiomems hosp electronics at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $31,318.14 | $982.30 – $32,853.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $23,837.95 | $2,532.10 – $40,742.67 |
| Banner University Medical Center Tucson | Tucson | $38,632.78 | $2,154.13 – $35,043.20 |
| Banner University Medical Center South | Tucson | $37,055.93 | $1,517.23 – $35,043.20 |
| Banner Boswell Medical Center | Sun City | $32,325.38 | $1,927.93 – $35,043.20 |
| Banner Desert Medical Center | Mesa | $28,909.06 | $2,524.89 – $32,853.00 |
| Banner Heart Hospital | Mesa | $31,668.36 | $2,117.29 – $32,853.00 |
| Banner Thunderbird Medical Center | Glendale | $28,799.55 | $72.99 – $32,853.00 |