System cardiomems hosp electronics at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$30,004.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$109,504.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,524.89 with Blue Cross Blue Shield of Arizona vs $32,853.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $2,524.89 ↓ -92%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,524.89 ↓ -92%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,693.22 ↓ -91%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,827.86 ↓ -91%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,366.52 ↓ -89%
Blue Cross Blue Shield of Arizona Commercial $3,366.52 ↓ -89%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,366.52 ↓ -89%
Arizona Physicians IPA Medicaid $6,312.16 ↓ -79%
Aetna Medicare Advantage $8,760.80 ↓ -71%
Aetna Qualified Health Plan $11,126.22 ↓ -63%
Health Choice Arizona, Inc. Medicare Advantage $13,141.20 ↓ -56%
Aetna Banner Employee Plans $14,718.14 ↓ -51%
Hospice of the Valley Medicare $15,331.40 ↓ -49%
Arizona Priority Care Medicare Advantage $17,521.60 ↓ -42%
Plotkin Health Plotkin Health $19,711.80 ↓ -34%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $19,711.80 ↓ -34%
Aetna Joint Venture $19,974.62 ↓ -33%
Aetna Designated Group $21,201.14 ↓ -29%
United Healthcare UHC Doctor's Plan $21,244.94 ↓ -29%
Health Net Medicare $21,902.00 ↓ -27%
Health Choice Arizona, Inc. ACA Health Plan $21,902.00 ↓ -27%
Oscar Health Plan Commercial $21,902.00 ↓ -27%
United Healthcare UHC Core $22,208.63 ↓ -26%
Aetna Medical Rental $23,084.71 ↓ -23%
United Healthcare Commercial $23,391.34 ↓ -22%
Health Net Commerical Exchange Product $23,654.16 ↓ -21%
Quiktrip Corporation Commercial $23,654.16 ↓ -21%
Cigna Healthcare of Arizona, Inc. LocalFlex $24,004.59 ↓ -20%
Aetna Broad Network $24,968.28 ↓ -17%
Cigna Healthcare of Arizona, Inc. Commercial $25,099.69 ↓ -16%
Arizona Medical Network Commercial $30,662.80 ↑ +2%
Provider Network of America Commercial $32,853.00 ↑ +9%

Visitor-reported prices

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System cardiomems hosp electronics at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $31,318.14 $982.30 – $32,853.00
St. Joseph’s Hospital and Medical Center Phoenix $23,837.95 $2,532.10 – $40,742.67
Banner University Medical Center Tucson Tucson $38,632.78 $2,154.13 – $35,043.20
Banner University Medical Center South Tucson $37,055.93 $1,517.23 – $35,043.20
Banner Boswell Medical Center Sun City $32,325.38 $1,927.93 – $35,043.20
Banner Desert Medical Center Mesa $28,909.06 $2,524.89 – $32,853.00
Banner Heart Hospital Mesa $31,668.36 $2,117.29 – $32,853.00
Banner Thunderbird Medical Center Glendale $28,799.55 $72.99 – $32,853.00

All Arizona hospitals for this procedure →