Pt therapeutic procedure >=1 area massage each 15 minutes at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$14.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$136.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.20 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $27.20 ↑ +85%
Arizona Physicians IPA Medicaid $29.24 ↑ +99%
Mercy Care Mercy Medicaid $29.24 ↑ +99%
Health Net Medicaid $29.24 ↑ +99%
Aetna Qualified Health Plan $34.54 ↑ +135%
Health Choice Arizona, Inc. Medicare Advantage $40.80 ↑ +178%
Hospice of the Valley Medicare $47.60 ↑ +224%
Arizona Priority Care Medicare Advantage $54.40 ↑ +270%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $61.20 ↑ +317%
Plotkin Health Plotkin Health $61.20 ↑ +317%
Aetna Joint Venture $62.83 ↑ +328%
Aetna Designated Group $66.78 ↑ +355%
Oscar Health Plan Commercial $68.00 ↑ +363%
Health Choice Arizona, Inc. ACA Health Plan $68.00 ↑ +363%
Health Net Medicare $68.00 ↑ +363%
Aetna Medical Rental $71.67 ↑ +388%
Quiktrip Corporation Commercial $73.44 ↑ +400%
Health Net Commerical Exchange Product $73.44 ↑ +400%
Aetna Broad Network $78.47 ↑ +434%
Aetna Banner Employee Plans $81.00 ↑ +451%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $94.54 ↑ +544%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $94.54 ↑ +544%
Arizona Medical Network Commercial $95.20 ↑ +548%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $100.85 ↑ +587%
Provider Network of America Commercial $102.00 ↑ +594%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $105.89 ↑ +621%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $126.06 ↑ +758%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $126.06 ↑ +758%
Blue Cross Blue Shield of Arizona Commercial $126.06 ↑ +758%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +1282%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +1432%
United Healthcare UHC Doctor's Plan $241.00 ↑ +1541%
United Healthcare UHC Core $252.00 ↑ +1615%
United Healthcare Commercial $265.00 ↑ +1704%

Visitor-reported prices

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Pt therapeutic procedure >=1 area massage each 15 minutes at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $18.77 $27.20 – $241.00
Arizona General Hospital Laveen Phoenix $28.86 $31.83 – $102.95
St. Joseph’s Hospital and Medical Center Phoenix $74.49 $31.83 – $154.05
Banner University Medical Center Tucson Tucson $36.85 $27.40 – $268.00
Banner University Medical Center South Tucson $25.89 $27.40 – $268.00
Banner Desert Medical Center Mesa $20.40 $27.20 – $241.00
Banner Ironwood Medical Center San Tan Valley $8.57 $27.20 – $241.00
Banner Gateway Medical Center Gilbert $39.58 $27.20 – $241.00

All Arizona hospitals for this procedure →