Pq dr cath chg w cont s&i at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$221.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$848.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$158.58 with Blue Cross Blue Shield of Arizona vs $636.00 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $158.58 | ↓ -28% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $158.58 | ↓ -28% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $169.15 | ↓ -24% |
| Aetna | Medicare Advantage | $169.60 | ↓ -23% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $177.61 | ↓ -20% |
| Health Choice Arizona, Inc. | Medicaid | $182.32 | ↓ -18% |
| Mercy Care | Mercy Medicaid | $182.32 | ↓ -18% |
| Arizona Physicians IPA | Medicaid | $182.32 | ↓ -18% |
| Health Net | Medicaid | $182.32 | ↓ -18% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $182.32 | ↓ -18% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $211.44 | ↓ -4% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $211.44 | ↓ -4% |
| Blue Cross Blue Shield of Arizona | Commercial | $211.44 | ↓ -4% |
| Aetna | Qualified Health Plan | $215.39 | ↓ -3% |
| Health Choice Arizona, Inc. | Medicare Advantage | $254.40 | ↑ +15% |
| Aetna | Banner Employee Plans | $284.93 | ↑ +29% |
| Hospice of the Valley | Medicare | $296.80 | ↑ +34% |
| Arizona Priority Care | Medicare Advantage | $339.20 | ↑ +53% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $381.60 | ↑ +72% |
| Plotkin Health | Plotkin Health | $381.60 | ↑ +72% |
| Aetna | Joint Venture | $391.78 | ↑ +77% |
| Aetna | Designated Group | $416.37 | ↑ +88% |
| Health Choice Arizona, Inc. | ACA Health Plan | $424.00 | ↑ +92% |
| Health Net | Medicare | $424.00 | ↑ +92% |
| Oscar Health Plan | Commercial | $424.00 | ↑ +92% |
| Aetna | Medical Rental | $446.90 | ↑ +102% |
| Quiktrip Corporation | Commercial | $457.92 | ↑ +107% |
| Health Net | Commerical Exchange Product | $457.92 | ↑ +107% |
| Aetna | Broad Network | $489.30 | ↑ +121% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $557.14 | ↑ +152% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $582.58 | ↑ +163% |
| Arizona Medical Network | Commercial | $593.60 | ↑ +168% |
| Provider Network of America | Commercial | $636.00 | ↑ +187% |
Visitor-reported prices
Comments
Pq dr cath chg w cont s&i at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $239.14 | $61.70 – $636.00 |
| Arizona General Hospital Laveen | Phoenix | $164.43 | $94.97 – $586.61 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $434.72 | $100.13 – $899.02 |
| Mercy Gilbert Medical Center | Gilbert | $302.34 | $100.13 – $946.33 |
| Banner University Medical Center Tucson | Tucson | $384.00 | $134.46 – $1,024.00 |
| Banner University Medical Center South | Tucson | $394.24 | $95.29 – $1,024.00 |
| Banner Baywood Medical Center | Mesa | $244.22 | $158.58 – $636.00 |
| Banner Boswell Medical Center | Sun City | $206.91 | $121.09 – $678.40 |