Ot therapeutic activities direct patient contact each 15 minutes at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$17.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$161.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.20 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $32.20 ↑ +82%
Arizona Physicians IPA Medicaid $34.62 ↑ +95%
Health Net Medicaid $34.62 ↑ +95%
Mercy Care Mercy Medicaid $34.62 ↑ +95%
Aetna Qualified Health Plan $40.89 ↑ +131%
Health Choice Arizona, Inc. Medicare Advantage $48.30 ↑ +173%
Hospice of the Valley Medicare $56.35 ↑ +218%
Arizona Priority Care Medicare Advantage $64.40 ↑ +264%
Plotkin Health Plotkin Health $72.45 ↑ +309%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $72.45 ↑ +309%
Aetna Joint Venture $74.38 ↑ +320%
Aetna Designated Group $79.05 ↑ +346%
Health Choice Arizona, Inc. ACA Health Plan $80.50 ↑ +355%
Oscar Health Plan Commercial $80.50 ↑ +355%
Health Net Medicare $80.50 ↑ +355%
Aetna Banner Employee Plans $81.00 ↑ +357%
Aetna Medical Rental $84.85 ↑ +379%
Health Net Commerical Exchange Product $86.94 ↑ +391%
Quiktrip Corporation Commercial $86.94 ↑ +391%
Aetna Broad Network $92.90 ↑ +425%
Arizona Medical Network Commercial $112.70 ↑ +536%
Provider Network of America Commercial $120.75 ↑ +582%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $125.00 ↑ +606%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $125.00 ↑ +606%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $133.33 ↑ +653%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $140.00 ↑ +691%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $166.67 ↑ +841%
Blue Cross Blue Shield of Arizona Commercial $166.67 ↑ +841%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $166.67 ↑ +841%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +1046%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +1170%
United Healthcare UHC Doctor's Plan $241.00 ↑ +1261%
United Healthcare UHC Core $252.00 ↑ +1323%
United Healthcare Commercial $265.00 ↑ +1396%

Visitor-reported prices

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Ot therapeutic activities direct patient contact each 15 minutes at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $22.22 $32.20 – $241.00
Arizona General Hospital Laveen Phoenix $51.30 $38.62 – $183.01
St. Joseph’s Hospital and Medical Center Phoenix $76.40 $38.00 – $158.00
Banner University Medical Center Tucson Tucson $39.81 $29.60 – $268.00
Banner University Medical Center South Tucson $27.97 $29.60 – $268.00
Banner Baywood Medical Center Mesa $20.61 $32.20 – $241.00
Banner Boswell Medical Center Sun City $25.76 $32.20 – $241.00
Banner Casa Grande Medical Center Casa Grande $28.98 $32.20 – $235.00

All Arizona hospitals for this procedure →