MRI upper extremity other than joint without & w/contrast (both sides) at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$468.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,481.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$266.89 with Health Choice Arizona, Inc. vs $2,284.10 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice Arizona, Inc. | Medicaid | $266.89 | ↓ -43% |
| Arizona Physicians IPA | Medicaid | $266.89 | ↓ -43% |
| Health Net | Medicaid | $266.89 | ↓ -43% |
| Mercy Care | Mercy Medicaid | $266.89 | ↓ -43% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $266.89 | ↓ -43% |
| Aetna | Medicare Advantage | $496.20 | ↑ +6% |
| Aetna | Qualified Health Plan | $630.17 | ↑ +34% |
| Health Choice Arizona, Inc. | Medicare Advantage | $744.30 | ↑ +59% |
| Aetna | Banner Employee Plans | $833.62 | ↑ +78% |
| Hospice of the Valley | Medicare | $868.35 | ↑ +85% |
| Arizona Priority Care | Medicare Advantage | $992.40 | ↑ +112% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,116.45 | ↑ +138% |
| Plotkin Health | Plotkin Health | $1,116.45 | ↑ +138% |
| Aetna | Joint Venture | $1,146.22 | ↑ +144% |
| Aetna | Designated Group | $1,218.17 | ↑ +160% |
| Health Net | Medicare | $1,240.50 | ↑ +165% |
| Oscar Health Plan | Commercial | $1,240.50 | ↑ +165% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,240.50 | ↑ +165% |
| Aetna | Medical Rental | $1,307.49 | ↑ +179% |
| Quiktrip Corporation | Commercial | $1,339.74 | ↑ +186% |
| Health Net | Commerical Exchange Product | $1,339.74 | ↑ +186% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +187% |
| Aetna | Broad Network | $1,431.54 | ↑ +205% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +219% |
| United Healthcare | UHC Doctor's Plan | $1,580.51 | ↑ +237% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,713.07 | ↑ +265% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,713.07 | ↑ +265% |
| United Healthcare | UHC Core | $1,722.34 | ↑ +267% |
| Arizona Medical Network | Commercial | $1,736.70 | ↑ +270% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,827.28 | ↑ +290% |
| Provider Network of America | Commercial | $1,860.75 | ↑ +297% |
| United Healthcare | Commercial | $1,863.61 | ↑ +297% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,918.63 | ↑ +309% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,284.10 | ↑ +387% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,284.10 | ↑ +387% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,284.10 | ↑ +387% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
MRI upper extremity other than joint without & w/contrast (both sides) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $476.35 | $266.89 – $1,860.75 |
| Arizona General Hospital Laveen | Phoenix | $950.81 | $380.64 – $3,392.19 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $2,820.69 | $380.64 – $2,916.68 |
| Banner University Medical Center Tucson | Tucson | $700.78 | $266.89 – $3,030.40 |
| Banner University Medical Center South | Tucson | $598.50 | $266.89 – $3,030.40 |
| Banner Baywood Medical Center | Mesa | $439.14 | $266.89 – $1,860.75 |
| Banner Boswell Medical Center | Sun City | $364.71 | $266.89 – $1,984.80 |
| Banner Casa Grande Medical Center | Casa Grande | $491.24 | $266.89 – $1,860.75 |