MRI cardiac morph & func wo IV cont at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$326.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,730.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.84 with Health Choice Arizona, Inc. vs $1,496.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice Arizona, Inc. | Medicaid | $166.84 | ↓ -49% |
| Arizona Physicians IPA | Medicaid | $166.84 | ↓ -49% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $166.84 | ↓ -49% |
| Health Net | Medicaid | $166.84 | ↓ -49% |
| Mercy Care | Mercy Medicaid | $166.84 | ↓ -49% |
| United Healthcare | UHC Medicare Advantage | $257.63 | ↓ -21% |
| UPMC Health Plan | Medicare Advantage | $257.63 | ↓ -21% |
| Health Net | Medicare | $257.63 | ↓ -21% |
| Banner Health | Medicare Advantage | $257.63 | ↓ -21% |
| Gila River Health Care Corporation | Managed Care Program | $257.63 | ↓ -21% |
| Humana | Medicare Advantage | $257.63 | ↓ -21% |
| Arizona Physicians IPA | Medicare Advantage | $257.63 | ↓ -21% |
| Wellpoint | Medicare Advantage HMO | $257.63 | ↓ -21% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $257.63 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $257.63 | ↓ -21% |
| Kaiser Foundation Health Plan | Medicare Advantage | $257.63 | ↓ -21% |
| Banner University Health Plan | University Care Advantage | $257.63 | ↓ -21% |
| Mercy Care | Mercy Care Advantage | $257.63 | ↓ -21% |
| Health Choice Arizona, Inc. | Medicare Advantage | $257.63 | ↓ -21% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $257.63 | ↓ -21% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $257.63 | ↓ -21% |
| Care 1st | Medicare Advantage | $257.63 | ↓ -21% |
| Aetna | Medicare Advantage | $257.63 | ↓ -21% |
| Devoted Health Services | Medicare Advantage | $270.51 | ↓ -17% |
| Carelon | Medicare Advantage | $270.51 | ↓ -17% |
| Gold Kidney Health Plan | Medicare Advantage | $283.39 | ↓ -13% |
| Arizona Priority Care | Medicare Advantage | $283.39 | ↓ -13% |
| NaphCare | Federal Prison System | $347.80 | ↑ +6% |
| Aetna | Qualified Health Plan | $350.38 | ↑ +7% |
| United Healthcare | Individual Exchange | $360.68 | ↑ +10% |
| Health Net | Commerical Exchange Product | $381.29 | ↑ +17% |
| Health Choice Arizona, Inc. | ACA Health Plan | $386.44 | ↑ +18% |
| Oscar Health Plan | Commercial | $425.09 | ↑ +30% |
| Aetna | Banner Employee Plans | $581.28 | ↑ +78% |
| Hospice of the Valley | Medicare | $605.50 | ↑ +85% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $778.50 | ↑ +138% |
| Plotkin Health | Plotkin Health | $778.50 | ↑ +138% |
| Aetna | Joint Venture | $799.26 | ↑ +144% |
| Aetna | Designated Group | $849.43 | ↑ +160% |
| Aetna | Medical Rental | $911.71 | ↑ +179% |
| Quiktrip Corporation | Commercial | $934.20 | ↑ +186% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $946.28 | ↑ +189% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $946.28 | ↑ +189% |
| United Healthcare | UHC Doctor's Plan | $987.59 | ↑ +202% |
| Aetna | Broad Network | $998.21 | ↑ +205% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,009.36 | ↑ +209% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,059.82 | ↑ +224% |
| United Healthcare | UHC Core | $1,076.21 | ↑ +229% |
| United Healthcare | Commercial | $1,165.03 | ↑ +256% |
| Arizona Medical Network | Commercial | $1,211.00 | ↑ +270% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,261.70 | ↑ +286% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,261.70 | ↑ +286% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,261.70 | ↑ +286% |
| Provider Network of America | Commercial | $1,297.50 | ↑ +297% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +312% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +358% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
MRI cardiac morph & func wo IV cont at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $332.16 | $166.84 – $1,297.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,121.94 | $257.63 – $2,320.23 |
| Mercy Gilbert Medical Center | Gilbert | $724.72 | $257.63 – $2,268.42 |
| Banner University Medical Center Tucson | Tucson | $543.34 | $166.84 – $2,349.60 |
| Banner Baywood Medical Center | Mesa | $306.21 | $166.84 – $1,346.00 |
| Banner Boswell Medical Center | Sun City | $254.31 | $166.84 – $1,384.00 |
| Banner Desert Medical Center | Mesa | $418.66 | $166.84 – $1,297.50 |
| Banner Gateway Medical Center | Gilbert | $292.37 | $166.84 – $1,297.50 |