MRI breast w IV cont bi at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$826.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,374.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$874.80 with Aetna vs $3,280.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $874.80 | ↑ +6% |
| Health Net | Medicaid | $940.41 | ↑ +14% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $940.41 | ↑ +14% |
| Mercy Care | Mercy Medicaid | $940.41 | ↑ +14% |
| Arizona Physicians IPA | Medicaid | $940.41 | ↑ +14% |
| Health Choice Arizona, Inc. | Medicaid | $940.41 | ↑ +14% |
| United Healthcare | UHC Doctor's Plan | $1,106.73 | ↑ +34% |
| Aetna | Qualified Health Plan | $1,111.00 | ↑ +34% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,135.51 | ↑ +37% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,135.51 | ↑ +37% |
| United Healthcare | UHC Core | $1,206.04 | ↑ +46% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,211.21 | ↑ +47% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,271.76 | ↑ +54% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,312.20 | ↑ +59% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +63% |
| United Healthcare | Commercial | $1,430.82 | ↑ +73% |
| Aetna | Banner Employee Plans | $1,469.66 | ↑ +78% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +81% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,514.01 | ↑ +83% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,514.01 | ↑ +83% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,514.01 | ↑ +83% |
| Hospice of the Valley | Medicare | $1,530.90 | ↑ +85% |
| Arizona Priority Care | Medicare Advantage | $1,749.60 | ↑ +112% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,968.30 | ↑ +138% |
| Plotkin Health | Plotkin Health | $1,968.30 | ↑ +138% |
| Aetna | Joint Venture | $2,020.79 | ↑ +144% |
| Aetna | Designated Group | $2,147.63 | ↑ +160% |
| Oscar Health Plan | Commercial | $2,187.00 | ↑ +165% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,187.00 | ↑ +165% |
| Health Net | Medicare | $2,187.00 | ↑ +165% |
| Aetna | Medical Rental | $2,305.10 | ↑ +179% |
| Quiktrip Corporation | Commercial | $2,361.96 | ↑ +186% |
| Health Net | Commerical Exchange Product | $2,361.96 | ↑ +186% |
| Aetna | Broad Network | $2,523.80 | ↑ +205% |
| Arizona Medical Network | Commercial | $3,061.80 | ↑ +270% |
| Provider Network of America | Commercial | $3,280.50 | ↑ +297% |
Visitor-reported prices
Comments
MRI breast w IV cont bi at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $839.81 | $441.77 – $3,280.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,691.12 | $370.13 – $3,497.33 |
| Banner University Medical Center Tucson | Tucson | $629.37 | $499.28 – $2,721.60 |
| Banner University Medical Center South | Tucson | $537.52 | $499.28 – $2,721.60 |
| Banner Baywood Medical Center | Mesa | $774.20 | $874.80 – $3,280.50 |
| Banner Boswell Medical Center | Sun City | $642.98 | $867.04 – $3,499.20 |
| Banner Del Webb Medical Center | Sun City West | $647.35 | $441.77 – $3,499.20 |
| Banner Desert Medical Center | Mesa | $1,058.51 | $874.80 – $3,280.50 |