Mopath procedure level 3 at Banner Estrella Medical Center

9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$135.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$725.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$150.33 with Aetna vs $780.30 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $150.33 ↑ +11%
Gila River Health Care Corporation Managed Care Program $150.33 ↑ +11%
Humana Medicare Advantage $150.33 ↑ +11%
Arizona Physicians IPA Medicare Advantage $150.33 ↑ +11%
Arizona Physicians IPA Medicaid $150.33 ↑ +11%
Blue Cross Blue Shield of Arizona Medicare Advantage $150.33 ↑ +11%
Kaiser Foundation Health Plan Medicare Advantage $150.33 ↑ +11%
Banner University Health Plan AZ Medicaid - AHCCCS $150.33 ↑ +11%
Banner University Health Plan University Care Advantage $150.33 ↑ +11%
Mercy Care Mercy Medicaid $150.33 ↑ +11%
Mercy Care Mercy Care Advantage $150.33 ↑ +11%
Health Choice Arizona, Inc. Medicare Advantage $150.33 ↑ +11%
Care 1st Medicare Advantage $150.33 ↑ +11%
Health Choice Arizona, Inc. Medicaid $150.33 ↑ +11%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $150.33 ↑ +11%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $150.33 ↑ +11%
Banner Health Medicare Advantage $150.33 ↑ +11%
Wellpoint Medicare Advantage HMO $150.33 ↑ +11%
United Healthcare UHC Medicare Advantage $150.33 ↑ +11%
UPMC Health Plan Medicare Advantage $150.33 ↑ +11%
Health Net Medicaid $150.33 ↑ +11%
Health Net Medicare $150.33 ↑ +11%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $150.33 ↑ +11%
Carelon Medicare Advantage $157.85 ↑ +16%
Devoted Health Services Medicare Advantage $157.85 ↑ +16%
Arizona Priority Care Medicare Advantage $165.36 ↑ +22%
Gold Kidney Health Plan Medicare Advantage $165.36 ↑ +22%
NaphCare Federal Prison System $202.95 ↑ +50%
Aetna Qualified Health Plan $204.45 ↑ +51%
United Healthcare Individual Exchange $210.46 ↑ +55%
Health Net Commerical Exchange Product $222.49 ↑ +64%
Health Choice Arizona, Inc. ACA Health Plan $225.50 ↑ +66%
Aetna Banner Employee Plans $243.60 ↑ +80%
Oscar Health Plan Commercial $248.04 ↑ +83%
Hospice of the Valley Medicare $253.75 ↑ +87%
Cigna Healthcare of Arizona, Inc. LocalFlex $263.82 ↑ +95%
United Healthcare UHC Doctor's Plan $278.05 ↑ +105%
Cigna Healthcare of Arizona, Inc. Commercial $293.13 ↑ +116%
United Healthcare UHC Core $307.41 ↑ +127%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $326.25 ↑ +141%
Plotkin Health Plotkin Health $326.25 ↑ +141%
United Healthcare Commercial $338.25 ↑ +150%
Aetna Medical Rental $382.07 ↑ +182%
Quiktrip Corporation Commercial $391.50 ↑ +189%
Aetna Joint Venture $504.81 ↑ +272%
Arizona Medical Network Commercial $507.50 ↑ +274%
Aetna Designated Group $536.38 ↑ +296%
Provider Network of America Commercial $543.75 ↑ +301%
Blue Cross Blue Shield of Arizona BCBSAZ MaricopaFocus $585.23 ↑ +332%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $585.23 ↑ +332%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $624.24 ↑ +360%
Aetna Broad Network $631.09 ↑ +366%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $655.45 ↑ +383%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $780.30 ↑ +476%
Blue Cross Blue Shield of Arizona Commercial $780.30 ↑ +476%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $780.30 ↑ +476%

Visitor-reported prices

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Mopath procedure level 3 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $202.28 $150.33 – $543.75
St. Joseph’s Hospital and Medical Center Phoenix $268.17 $63.14 – $462.15
Banner University Medical Center Tucson Tucson $109.59 $150.33 – $360.80
Banner University Medical Center South Tucson $77.12 $150.33 – $360.80
Banner Baywood Medical Center Mesa $158.05 $150.33 – $543.75
Banner Boswell Medical Center Sun City $164.58 $150.33 – $580.00
Banner Casa Grande Medical Center Casa Grande $114.55 $150.33 – $543.75
Banner Del Webb Medical Center Sun City West $129.05 $150.33 – $580.00

All Arizona hospitals for this procedure →