Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$17.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$65.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$16.07 with Aetna vs $73.59 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $16.07 | ↓ -9% |
| Gila River Health Care Corporation | Managed Care Program | $16.07 | ↓ -9% |
| Humana | Medicare Advantage | $16.07 | ↓ -9% |
| Arizona Physicians IPA | Medicare Advantage | $16.07 | ↓ -9% |
| Arizona Physicians IPA | Medicaid | $16.07 | ↓ -9% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $16.07 | ↓ -9% |
| Kaiser Foundation Health Plan | Medicare Advantage | $16.07 | ↓ -9% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $16.07 | ↓ -9% |
| Banner University Health Plan | University Care Advantage | $16.07 | ↓ -9% |
| Mercy Care | Mercy Medicaid | $16.07 | ↓ -9% |
| Mercy Care | Mercy Care Advantage | $16.07 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicare Advantage | $16.07 | ↓ -9% |
| Care 1st | Medicare Advantage | $16.07 | ↓ -9% |
| Health Choice Arizona, Inc. | Medicaid | $16.07 | ↓ -9% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $16.07 | ↓ -9% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $16.07 | ↓ -9% |
| Banner Health | Medicare Advantage | $16.07 | ↓ -9% |
| Wellpoint | Medicare Advantage HMO | $16.07 | ↓ -9% |
| United Healthcare | UHC Medicare Advantage | $16.07 | ↓ -9% |
| UPMC Health Plan | Medicare Advantage | $16.07 | ↓ -9% |
| Health Net | Medicaid | $16.07 | ↓ -9% |
| Health Net | Medicare | $16.07 | ↓ -9% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $16.07 | ↓ -9% |
| Devoted Health Services | Medicare Advantage | $16.87 | ↓ -4% |
| Carelon | Medicare Advantage | $16.87 | ↓ -4% |
| Gold Kidney Health Plan | Medicare Advantage | $17.68 | ↑ +0% |
| Arizona Priority Care | Medicare Advantage | $17.68 | ↑ +0% |
| NaphCare | Federal Prison System | $21.69 | ↑ +23% |
| Aetna | Banner Employee Plans | $21.84 | ↑ +24% |
| Aetna | Qualified Health Plan | $21.86 | ↑ +24% |
| United Healthcare | Individual Exchange | $22.50 | ↑ +28% |
| Hospice of the Valley | Medicare | $22.75 | ↑ +29% |
| Health Net | Commerical Exchange Product | $23.78 | ↑ +35% |
| Health Choice Arizona, Inc. | ACA Health Plan | $24.11 | ↑ +37% |
| Oscar Health Plan | Commercial | $26.52 | ↑ +51% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $28.21 | ↑ +60% |
| Plotkin Health | Plotkin Health | $29.25 | ↑ +66% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $29.25 | ↑ +66% |
| United Healthcare | UHC Doctor's Plan | $29.73 | ↑ +69% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $31.35 | ↑ +78% |
| United Healthcare | UHC Core | $32.86 | ↑ +86% |
| Aetna | Medical Rental | $34.26 | ↑ +94% |
| Quiktrip Corporation | Commercial | $35.10 | ↑ +99% |
| United Healthcare | Commercial | $36.16 | ↑ +105% |
| Arizona Medical Network | Commercial | $45.50 | ↑ +158% |
| Provider Network of America | Commercial | $48.75 | ↑ +177% |
| Aetna | Joint Venture | $53.96 | ↑ +206% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $55.19 | ↑ +213% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $55.19 | ↑ +213% |
| Aetna | Designated Group | $57.34 | ↑ +225% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $58.87 | ↑ +234% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $61.82 | ↑ +251% |
| Aetna | Broad Network | $67.46 | ↑ +283% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $73.59 | ↑ +318% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $73.59 | ↑ +318% |
| Blue Cross Blue Shield of Arizona | Commercial | $73.59 | ↑ +318% |
Visitor-reported prices
Comments
Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $14.37 | $16.07 – $48.75 |
| Arizona General Hospital Laveen | Phoenix | $44.43 | $9.64 – $126.64 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $70.29 | $6.75 – $58.46 |
| Mercy Gilbert Medical Center | Gilbert | $140.96 | $5.74 – $31.57 |
| Banner University Medical Center Tucson | Tucson | $66.69 | $16.07 – $52.00 |
| Banner University Medical Center South | Tucson | $12.53 | $16.07 – $52.00 |
| Banner Baywood Medical Center | Mesa | $14.50 | $16.07 – $48.75 |
| Banner Behavioral Health Hospital | Scottsdale | $38.08 | $16.07 – $45.50 |