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Lower Back (Lumbar Spine) CT scan (with and without contrast) at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$774.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,890.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$129.45 with Mercy Care vs $2,917.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Mercy Medicaid | $129.45 | ↓ -83% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $129.45 | ↓ -83% |
| Health Net | Medicaid | $129.45 | ↓ -83% |
| Health Choice Arizona, Inc. | Medicaid | $129.45 | ↓ -83% |
| Arizona Physicians IPA | Medicaid | $129.45 | ↓ -83% |
| UPMC Health Plan | Medicare Advantage | $189.74 | ↓ -75% |
| Gila River Health Care Corporation | Managed Care Program | $189.74 | ↓ -75% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $189.74 | ↓ -75% |
| Banner University Health Plan | University Care Advantage | $189.74 | ↓ -75% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $189.74 | ↓ -75% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $189.74 | ↓ -75% |
| Health Choice Arizona, Inc. | Medicare Advantage | $189.74 | ↓ -75% |
| United Healthcare | UHC Medicare Advantage | $189.74 | ↓ -75% |
| Aetna | Medicare Advantage | $189.74 | ↓ -75% |
| Humana | Medicare Advantage | $189.74 | ↓ -75% |
| Health Net | Medicare | $189.74 | ↓ -75% |
| Wellpoint | Medicare Advantage HMO | $189.74 | ↓ -75% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $189.74 | ↓ -75% |
| Mercy Care | Mercy Care Advantage | $189.74 | ↓ -75% |
| Arizona Physicians IPA | Medicare Advantage | $189.74 | ↓ -75% |
| Banner Health | Medicare Advantage | $189.74 | ↓ -75% |
| Care 1st | Medicare Advantage | $189.74 | ↓ -75% |
| Kaiser Foundation Health Plan | Medicare Advantage | $189.74 | ↓ -75% |
| Carelon | Medicare Advantage | $199.23 | ↓ -74% |
| Devoted Health Services | Medicare Advantage | $199.23 | ↓ -74% |
| Gold Kidney Health Plan | Medicare Advantage | $208.71 | ↓ -73% |
| Arizona Priority Care | Medicare Advantage | $208.71 | ↓ -73% |
| NaphCare | Federal Prison System | $256.15 | ↓ -67% |
| Aetna | Qualified Health Plan | $258.05 | ↓ -67% |
| United Healthcare | Individual Exchange | $265.64 | ↓ -66% |
| Health Net | Commerical Exchange Product | $280.82 | ↓ -64% |
| Health Choice Arizona, Inc. | ACA Health Plan | $284.61 | ↓ -63% |
| Oscar Health Plan | Commercial | $313.07 | ↓ -60% |
| Aetna | Banner Employee Plans | $341.00 | ↓ -56% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $766.56 | ↓ -1% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $766.56 | ↓ -1% |
| United Healthcare | UHC Doctor's Plan | $766.66 | ↓ -1% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $817.66 | ↑ +6% |
| United Healthcare | UHC Core | $835.46 | ↑ +8% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $858.54 | ↑ +11% |
| United Healthcare | Commercial | $903.91 | ↑ +17% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,013.00 | ↑ +31% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,022.08 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,022.08 | ↑ +32% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,022.08 | ↑ +32% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,126.00 | ↑ +45% |
| Hospice of the Valley | Medicare | $1,361.50 | ↑ +76% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,750.50 | ↑ +126% |
| Plotkin Health | Plotkin Health | $1,750.50 | ↑ +126% |
| Aetna | Joint Venture | $1,797.18 | ↑ +132% |
| Aetna | Designated Group | $1,909.99 | ↑ +147% |
| Aetna | Medical Rental | $2,050.03 | ↑ +165% |
| Quiktrip Corporation | Commercial | $2,100.60 | ↑ +171% |
| Aetna | Broad Network | $2,244.53 | ↑ +190% |
| Arizona Medical Network | Commercial | $2,723.00 | ↑ +252% |
| Provider Network of America | Commercial | $2,917.50 | ↑ +277% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $645.74 | $129.45 – $2,917.50 |
| Banner University Medical Center South | Tucson | $399.92 | $129.45 – $2,519.20 |
| Banner University Medical Center Tucson | Tucson | $409.37 | $129.45 – $2,519.20 |
| Banner Baywood Medical Center | Mesa | $610.73 | $129.45 – $2,917.50 |
| Banner Casa Grande Medical Center | Casa Grande | $641.85 | $129.45 – $2,917.50 |
| Banner Boswell Medical Center | Sun City | $618.51 | $129.45 – $3,112.00 |
| Banner Del Webb Medical Center | Sun City West | $680.75 | $129.45 – $3,112.00 |
| Banner Desert Medical Center | Mesa | $758.55 | $129.45 – $2,917.50 |