Lens, intraocular (new tech) at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$422.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,413.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$282.60 with Aetna vs $2,408.07 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $282.60 | ↓ -33% |
| Mercy Care | Mercy Medicaid | $303.80 | ↓ -28% |
| Arizona Physicians IPA | Medicaid | $303.80 | ↓ -28% |
| Health Net | Medicaid | $303.80 | ↓ -28% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $303.80 | ↓ -28% |
| Health Choice Arizona, Inc. | Medicaid | $303.80 | ↓ -28% |
| Aetna | Qualified Health Plan | $358.90 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicare Advantage | $423.90 | ↑ +0% |
| Aetna | Banner Employee Plans | $474.77 | ↑ +12% |
| Hospice of the Valley | Medicare | $494.55 | ↑ +17% |
| Arizona Priority Care | Medicare Advantage | $565.20 | ↑ +34% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $635.85 | ↑ +50% |
| Plotkin Health | Plotkin Health | $635.85 | ↑ +50% |
| Aetna | Joint Venture | $652.81 | ↑ +54% |
| United Healthcare | UHC Doctor's Plan | $685.30 | ↑ +62% |
| Aetna | Designated Group | $693.78 | ↑ +64% |
| Oscar Health Plan | Commercial | $706.50 | ↑ +67% |
| Health Net | Medicare | $706.50 | ↑ +67% |
| Health Choice Arizona, Inc. | ACA Health Plan | $706.50 | ↑ +67% |
| United Healthcare | UHC Core | $716.39 | ↑ +69% |
| Aetna | Medical Rental | $744.65 | ↑ +76% |
| United Healthcare | Commercial | $754.54 | ↑ +78% |
| Quiktrip Corporation | Commercial | $763.02 | ↑ +80% |
| Health Net | Commerical Exchange Product | $763.02 | ↑ +80% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $774.32 | ↑ +83% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $809.65 | ↑ +91% |
| Aetna | Broad Network | $815.30 | ↑ +93% |
| Arizona Medical Network | Commercial | $989.10 | ↑ +134% |
| Provider Network of America | Commercial | $1,059.75 | ↑ +151% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,806.05 | ↑ +327% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $1,806.05 | ↑ +327% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,926.46 | ↑ +356% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,022.77 | ↑ +378% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,408.07 | ↑ +469% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,408.07 | ↑ +469% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,408.07 | ↑ +469% |
Visitor-reported prices
Comments
Lens, intraocular (new tech) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $464.92 | $282.60 – $1,059.75 |
| Banner University Medical Center Tucson | Tucson | $1,144.34 | $282.60 – $1,540.85 |
| Banner University Medical Center South | Tucson | $994.07 | $282.60 – $1,130.40 |
| Banner Baywood Medical Center | Mesa | $356.16 | $282.60 – $1,806.05 |
| Banner Boswell Medical Center | Sun City | $340.76 | $282.60 – $1,379.05 |
| Banner Del Webb Medical Center | Sun City West | $376.10 | $282.60 – $1,130.40 |
| Banner Desert Medical Center | Mesa | $454.51 | $282.60 – $1,806.05 |
| Banner Ironwood Medical Center | San Tan Valley | $428.17 | $282.60 – $1,806.05 |