Lead capillary at Banner Estrella Medical Center
9201 West Thomas Road, Phoenix, AZ · Banner Health · · NPI 1275566200
$12.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$79.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.11 with Aetna vs $55.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $12.11 | ↓ -3% |
| Gila River Health Care Corporation | Managed Care Program | $12.11 | ↓ -3% |
| Humana | Medicare Advantage | $12.11 | ↓ -3% |
| Arizona Physicians IPA | Medicare Advantage | $12.11 | ↓ -3% |
| Arizona Physicians IPA | Medicaid | $12.11 | ↓ -3% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $12.11 | ↓ -3% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $12.11 | ↓ -3% |
| Kaiser Foundation Health Plan | Medicare Advantage | $12.11 | ↓ -3% |
| Health Choice Arizona, Inc. | Medicare Advantage | $12.11 | ↓ -3% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $12.11 | ↓ -3% |
| Banner University Health Plan | University Care Advantage | $12.11 | ↓ -3% |
| Mercy Care | Mercy Medicaid | $12.11 | ↓ -3% |
| Mercy Care | Mercy Care Advantage | $12.11 | ↓ -3% |
| Health Choice Arizona, Inc. | Medicaid | $12.11 | ↓ -3% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $12.11 | ↓ -3% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $12.11 | ↓ -3% |
| Banner Health | Medicare Advantage | $12.11 | ↓ -3% |
| Care 1st | Medicare Advantage | $12.11 | ↓ -3% |
| Wellpoint | Medicare Advantage HMO | $12.11 | ↓ -3% |
| United Healthcare | UHC Medicare Advantage | $12.11 | ↓ -3% |
| UPMC Health Plan | Medicare Advantage | $12.11 | ↓ -3% |
| Health Net | Medicaid | $12.11 | ↓ -3% |
| Health Net | Medicare | $12.11 | ↓ -3% |
| Aetna | Banner Employee Plans | $12.43 | ↓ -0% |
| Devoted Health Services | Medicare Advantage | $12.72 | ↑ +2% |
| Carelon | Medicare Advantage | $12.72 | ↑ +2% |
| Hospice of the Valley | Medicare | $12.95 | ↑ +4% |
| Gold Kidney Health Plan | Medicare Advantage | $13.32 | ↑ +7% |
| Arizona Priority Care | Medicare Advantage | $13.32 | ↑ +7% |
| NaphCare | Federal Prison System | $16.35 | ↑ +31% |
| Aetna | Qualified Health Plan | $16.47 | ↑ +32% |
| Plotkin Health | Plotkin Health | $16.65 | ↑ +33% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $16.65 | ↑ +33% |
| United Healthcare | Individual Exchange | $16.95 | ↑ +36% |
| Health Net | Commerical Exchange Product | $17.92 | ↑ +44% |
| Health Choice Arizona, Inc. | ACA Health Plan | $18.16 | ↑ +46% |
| Aetna | Medical Rental | $19.50 | ↑ +56% |
| Quiktrip Corporation | Commercial | $19.98 | ↑ +60% |
| Oscar Health Plan | Commercial | $19.98 | ↑ +60% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $21.25 | ↑ +70% |
| United Healthcare | UHC Doctor's Plan | $22.40 | ↑ +79% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $23.61 | ↑ +89% |
| United Healthcare | UHC Core | $24.77 | ↑ +98% |
| Arizona Medical Network | Commercial | $25.90 | ↑ +108% |
| United Healthcare | Commercial | $27.25 | ↑ +118% |
| Provider Network of America | Commercial | $27.75 | ↑ +122% |
| Aetna | Joint Venture | $40.67 | ↑ +226% |
| Blue Cross Blue Shield of Arizona | BCBSAZ MaricopaFocus | $41.62 | ↑ +233% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $41.62 | ↑ +233% |
| Aetna | Designated Group | $43.21 | ↑ +246% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $44.39 | ↑ +256% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $46.61 | ↑ +273% |
| Aetna | Broad Network | $50.84 | ↑ +307% |
| Blue Cross Blue Shield of Arizona | Commercial | $55.49 | ↑ +345% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $55.49 | ↑ +345% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $55.49 | ↑ +345% |
Visitor-reported prices
Comments
Lead capillary at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $12.64 | $12.11 – $27.75 |
| Arizona General Hospital Laveen | Phoenix | $150.46 | $7.26 – $61.28 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $28.65 | $5.09 – $55.30 |
| Mercy Gilbert Medical Center | Gilbert | $11.92 | $6.79 – $37.30 |
| Banner University Medical Center Tucson | Tucson | $12.80 | $12.11 – $29.60 |
| Banner University Medical Center South | Tucson | $12.32 | $12.11 – $29.60 |
| Banner Baywood Medical Center | Mesa | $10.03 | $12.11 – $27.75 |
| Banner Behavioral Health Hospital | Scottsdale | $34.57 | $12.11 – $41.30 |